212 Spring Borough Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 212 Spring Borough Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,418 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jun 2021)
Tax Bill	$3,980 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072000606`

Property Details

APN / Parcel Number

Primary APN	`T072000606`
Alternative APN	`4-0037-A174-00-011C.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	690 sqft
Unfinished Basement	174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000606
Street Address	212 SPRING BOROUGH DR
City	O FALLON
State	MO
Zip	63368-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #3 LOT 11C
Legal Subdivision	VLGS AT SPRINGHURST #3
Legal Lot Number	11C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1005
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	416 HOLLOWGATE CT, LAKE SAINT LOUIS, MO 63367-4366
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 25, 2019	Quit Claim Deed, Transfer HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	202152463
Last Transfer Date	Mar 14, 2022
Transfer Doc	0000018644
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 1, 2022
Property Address	212 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Document Number	0000018644
Instrument Date	Mar 14, 2022
Instrument	2022R-018644
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 HOLLOWGATE CT, 416, LAKE ST LOUIS, MO 63367-4366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 HOLLOWGATE CT, LAKE ST LOUIS, MO 63367-4366

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2021
Property Address	212 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Document Number	2021R052463
Map Reference	MB 43 PG 360
Instrument Date	Jun 4, 2021
Instrument	2021R-052463
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 SPRING BOROUGH DR, 212, O FALLON, MO 63368-7446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 HOLLOWGATE CT, LAKE SAINT LOUIS, MO 63367-4366

Mortgage

Document Number	2021R052464
Date	Jun 22, 2021
Instrument	2021R-052464

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 25, 2019
Property Address	212 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Document Number	0071871726
Book / Page	007187 / 001726
Instrument Date	Nov 20, 2019
Instrument	674320
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 SPRING BOROUGH DR O FALLON MO 633687446, O FALLON, MO 63368-7446

Mortgage

Document Number	71871728
Date	Nov 25, 2019
Book Page	007187/001728
Instrument	674330

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,795 (-)	$314,711 (-) Land $59,999 Building $254,712
2025	$3,980.00 (+7.6%)	$59,795 (+10.86%)	$314,711 (+10.86%) Land $59,999 Building $254,712
2024	$3,699.00
2023		$53,937
2022			$283,878 Land $49,999 Building $233,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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