204 Spring Borough Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 204 Spring Borough Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,300 sqft · built 2007
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2019)
Tax Bill	$4,092 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072000602`

Property Details

APN / Parcel Number

Primary APN	`T072000602`
Alternative APN	`4-0037-A174-00-007C.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	1,066 sqft
Basement Area	780 sqft
Finished Basement	454 sqft
Unfinished Basement	326 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	Deck Area
Patio Area	383 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000602
Street Address	204 SPRING BOROUGH DR
City	O FALLON
State	MO
Zip	63368-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #3 LOT 7C
Legal Subdivision	VLGS AT SPRINGHURST #3
Legal Lot Number	7C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1005
Census Tract	312207

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20995 S SKYVIEW LN, SPRING HILL, KS 66083-7585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 28, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	2019625230
Deed Book / Page	7175 / 556
Prior Transfer Date	Jun 18, 2011
Prior Transfer Doc	0056011967
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	204 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SPRING BOROUGH DR, O FALLON, MO 63368-7446

Mortgage

Document Number	0000005533
Date	Jan 27, 2022
Instrument	2022R-005533

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 4, 2019
Property Address	204 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Document Number	0071750556
Book / Page	7175 / 0556
Map Reference	MB 43 PG 360
Instrument Date	Oct 24, 2019
Instrument	20191104000625230
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 SHOREWINDS TRL, SAINT CHARLES, MO 63303-4834

Mortgage

Document Number	20191104000625250
Date	Nov 4, 2019
Instrument	20191104000625250

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 28, 2017
Property Address	204 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Document Number	0067050689
Book / Page	6705 / 0689
Map Reference	MB 43 PG 360
Instrument Date	Feb 23, 2017
Instrument	20170228000123620
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SPRING BOROUGH DR, O FALLON, MO 63368-7446

Mortgage

Document Number	0067050693
Date	Feb 28, 2017
Book Page	6705/0693
Instrument	20170228000123640

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,092.00 (+8.03%)	$61,483 (+11.26%)	$323,597 (+11.26%) Land $59,999 Building $263,598
2024	$3,788.00
2023		$55,261
2022			$290,850 Land $49,999 Building $240,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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