217 Spring Borough Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 217 Spring Borough Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 2012
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,670 (Feb 2026)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072000608`

Property Details

APN / Parcel Number

Primary APN	`T072000608`
Alternative APN	`4-0037-A174-00-064C.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000608
Street Address	217 SPRING BOROUGH DR
City	O FALLON
State	MO
Zip	63368-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #3 LOT 64C
Legal Subdivision	VLGS AT SPRINGHURST #3
Legal Lot Number	64C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1013
Census Tract	312207

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 SPRING BOROUGH DR, O FALLON, MO 63368-7447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Feb 23, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	20268026
Prior Transfer Date	Feb 9, 2026
Prior Transfer Doc	0000008026
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	217 SPRING BOROUGH DR, O FALLON, MO 63368-7447
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	SYNERGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 VIA CONDOTTI, SAINT PETERS, MO 63304-5699

Mortgage

Document Number	0000030958
Date	Aug 2, 2023
Instrument	2023R-030958

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2053

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 23, 2026
Property Address	217 SPRING BOROUGH DR, O FALLON, MO 63368-7447
Document Number	0000008026
Map Reference	MB 43 PG 360
Instrument Date	Feb 9, 2026
Instrument	2026R-008026
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SPRING BOROUGH DR, O FALLON, MO 63368-7447

Mortgage

Document Number	0000008027
Date	Feb 23, 2026
Instrument	2026R-008027

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2023
Property Address	217 SPRING BOROUGH DR, O FALLON, MO 63368-7447
Document Number	0000024214
Map Reference	MB 43 PG 360
Instrument Date	Jun 13, 2023
Instrument	2023R-024214
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 BELL BLVD, WENTZVILLE, MO 63385-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SPRING BOROUGH DR, O FALLON, MO 63368-7447

Mortgage

Document Number	0000024215
Date	Jun 22, 2023
Instrument	2023R-024215

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,994 (-)	$299,969 (-) Land $59,999 Building $239,970
2025	$3,796.00 (+8.4%)	$56,994 (+11.67%)	$299,969 (+11.67%) Land $59,999 Building $239,970
2024	$3,502.00 (+15.46%)
2023		$51,039 (+24.08%)
2022	$3,033.00	$41,134	$268,624 (+24.08%) Land $49,999 Building $218,625
2021			$216,496 Land $39,999 Building $176,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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