212 S Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 212 S Main St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size3,152 sqft (0.07 acres)
Garage520 sqft
Tax Bill$4,170.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-281-012-000
Alternative APN
  • 07251220400400 00

Exterior

Lot Area3,152 sqft (0.07 acres)
Depth X Width160 ft x 21 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area520 sqft Garage

Exterior Amenities

Deck Area70 sqft Deck
Patio Area1,245 sqft Patio
Porch1 Porch
Porch Area168 sqft Porch

Location & Zoning

Street Address212 S MAIN ST
CityWATERLOO
StateIL
Zip62298-1324
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionLOT 2 OLD TOWN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionOLD TOWN
Legal Lot Number2
JurisdictionMONROE IL
Minor Civil Division32
Census Blockgroup1
Census Block1049
Census Tract600401

Owner

Source: Monroe County records · APN 07-25-281-012-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address424 MOCKINGBIRD LN, WATERLOO, IL 62298-1278
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANK OF BELLEVILLE
Jun 12, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK
Dec 20, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF BELLEVILLE
Jun 08, 2018Deed of Trust, Mortgage
STATE BK/WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address212 S MAIN ST, WATERLOO, IL 62298-1324
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000420759
DateNov 03, 2021
Instrument420759
Lender
NameBANK OF BELLEVILLE
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address212 S MAIN ST, WATERLOO, IL 62298-1324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000390321
DateJun 12, 2017
Instrument390321
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address212 S MAIN ST, WATERLOO, IL 62298-1324
Document Number0000405347
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1933 STATE ROUTE 156 WATERLOO IL 622986113, WATERLOO, IL 62298-6113

Mortgage

Document Number0000405347
DateDec 23, 2019
Instrument405347
Lender
NameBANK OF BELLEVILLE
TypeBank
AddressBELLEVILLE, IL 62220
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address212 S MAIN ST, WATERLOO, IL 62298-1324
Document Number0000396379
Instrument DateJun 08, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address212 S MAIN ST WATERLOO IL 622981324, WATERLOO, IL 62298-1324

Mortgage

Document Number0000396379
DateJun 12, 2018
Instrument396379
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
AmountAmount Recorded
Term60 Months
DueJun 11, 2023

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$66,710 (+10.91%) Land $4,700 Building $62,010$200,130 (+10.91%) Land $14,100 Building $186,030
2024$4,170.00
2022$60,150 Land $4,700 Building $55,450$180,450 Land $14,100 Building $166,350

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