141 S Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 141 S Main St, Waterloo, IL 62298

Property Summary

Property Type	Commercial
Lot Size	0.08 acres (3,365 sqft)
Owner	Company Name on Record
Tax Bill	$3,378 (2024)
Deeds & Mortgages	Dec 2019 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-250-030-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-250-030-000`
Alternative APN	`07251120300700 00`

Exterior

Lot Area	3,365 sqft (0.08 acres)
Lot Dimensions	102 ft deep x 34 ft wide
Deck Area	168 sqft
Patio Area	168 sqft

Location & Zoning

Street Address	141 S MAIN ST
City	WATERLOO
State	IL
Zip	62298-1323
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	WB3
Legal Description	LOT 30A OF OLD TOWN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	CITY OF WATERLOO
Legal Lot Number	30A
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3053
Census Tract	600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 COUNTRY LAKES LN, WATERLOO, IL 62298-2900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 17, 2017	Grant Deed, Transfer · Conventional Mortgage DIETERICH BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 9, 2019
Property Address	141 S MAIN ST, WATERLOO, IL 62298-1323
Document Number	0000405163
Instrument Date	Dec 5, 2019
Instrument	405163
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 COUNTRY LAKES LN WATERLOO IL 622982900, WATERLOO, IL 62298-2900

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Apr 17, 2017
Property Address	141 S MAIN ST, WATERLOO, IL 62298-1323
Document Number	0000389279
Instrument Date	Apr 14, 2017
Instrument	389279
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 COUNTRY LAKES LN WATERLOO IL 622982900, WATERLOO, IL 62298-2900

Mortgage

Document Number	389280
Date	Apr 17, 2017
Instrument	389280

Lender

Name	DIETERICH BK NA
Address	RED BUD, IL 62278

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 16, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,000 (+1.89%) Land $6,130 Building $47,870	$162,000 (+1.89%) Land $18,390 Building $143,610
2024	$3,378.00
2022		$53,000 Land $6,130 Building $46,870	$159,000 Land $18,390 Building $140,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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