221 S Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 221 S Main St, Waterloo, IL 62298

Property Summary

Property Type	Commercial
Lot Size	0.06 acres (2,618 sqft)
Owner	Company Name on File
Last Sale	$430,000 (Oct 2024)
Tax Bill	$1,168 (2024)
Flood Zone	Zone X (minimal risk)
APN	`07-25-281-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-281-006-000`
Alternative APN	`07251220101001 00`

Exterior

Lot Area	2,618 sqft (0.06 acres)
Lot Dimensions	155 ft deep x 16 ft wide

Location & Zoning

Street Address	221 S MAIN ST
City	WATERLOO
State	IL
Zip	62298-1325
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	WB3
Legal Description	LOT 15B
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	WATERLOO
Legal Lot Number	15B
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3058
Census Tract	600401

Owner

Source: Monroe County assessment roll, APN 07-25-281-006-000, as of August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 22972, NASHVILLE, TN 37202-2972
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Deed Document Number	2024435133
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll as of August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,690 (-) Land $3,620 Building $15,070	$56,070 (-) Land $10,860 Building $45,210
2024	$1,168.00
2022		$18,690 Land $3,620 Building $15,070	$56,070 Land $10,860 Building $45,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 458 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HTC Holding DSL · Fiber in parts of the area	100 / 20

May also be available: Delta Communications, Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO serves 10,190 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.