212 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 212 Redding Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,380 sqft · built 1991
OwnerIndividual Name on Record
Last Sale$220,000 (May 2019)
Tax Bill$2,891 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN140-40-269.000

Property Details

APN / Parcel Number

Primary APN140-40-269.000

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,380 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address212 REDDING RD
CityGEORGETOWN
StateKY
Zip40324-2622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER HEIGHTS
Legal SubdivisionLANCASTER HEIGHTS
Legal BlockF
Legal Lot Number7
Legal Unit4
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2000
Census Tract40203

Owner

Source: Scott County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address212 REDDING RD, GEORGETOWN, KY 40324-2622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MEMBERS HERITAGE FCU
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
May 22, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Jan 3, 2018Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Prior SaleJan 3, 2018 · Amount on Record
Deed Document Number400406
Deed Book / PageD405 / 639
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address212 REDDING RD, GEORGETOWN, KY 40324-2622
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1735/349
DateApr 13, 2023
Book PageM1735/349
Instrument470857
Lender
NameMEMBERS HERITAGE FCU
TypeCredit Union
AddressLEXINGTON, KY 40511
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueFeb 5, 2033

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address212 REDDING RD, GEORGETOWN, KY 40324-2622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1531/257
DateAug 10, 2020
Book PageM1531/257
Instrument419923
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateMay 22, 2019
Property Address212 REDDING RD, GEORGETOWN, KY 40324-2622
Document NumberD405/639
Book / PageD405 / 639
Map ReferenceCAB 4 SL 1362
Instrument DateMay 20, 2019
Instrument400406
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyRAINBOW TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 BOBBY JONES BLVD, 131, FRANKFORT, KY 40601-0012

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 REDDING RD, GEORGETOWN, KY 40324-2622

Mortgage

Document Number400407
DateMay 22, 2019
Instrument400407
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJan 3, 2018
Property Address212 REDDING RD, GEORGETOWN, KY 40324-2622
Document NumberD394/081
Book / PageD394 / 081
Map ReferenceCAB4 SL1362
Instrument DateDec 29, 2017
Instrument380055
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyFOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address524B HICKORY HILL DR, 524B, NICHOLASVILLE, KY 40356-1748

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 REDDING RD # 40324, 40324, GEORGETOWN, KY 40324-2622

Mortgage

Document Number380056
DateJan 3, 2018
Instrument380056
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,891.00 (+14%)$324,600 (+16.05%)$324,600 (+16.05%)
2023$2,536.00 (+18.23%)$279,700 (+13.1%) Land $40,000 Building $239,700$279,700 (+13.1%) Land $40,000 Building $239,700
2022$2,145.00$247,300 Land $35,000 Building $212,300$247,300 Land $35,000 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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