Scott County property record for 217 Redding Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,165 sqft · built 1996 |
| Lot Size | 0.141 acres (6,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jul 2026) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-251.000 |
| Primary APN | 140-40-251.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,165 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Lot Area | 6,181 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 217 REDDING RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Lot Number | 29 |
| Legal Unit | 4 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
Source: Scott County records · APN 140-40-251.000
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Jan 04, 2021 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Feb 01, 2018 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Prior Sale | Jan 04, 2021 · Amount on Record |
| Deed Document Number | 2026593305 |
| Deed Book / Page | 467 / 124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 06, 2026 |
| Property Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Document Number | 0000593305 |
| Book / Page | 467 / 124 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 2026593305 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,865.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Document Number | 0000593308, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 2026593308 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1707/592 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | M1707/592 |
| Instrument | 458395 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 04, 2021 |
| Property Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Document Number | D420/704 |
| Book / Page | D420 / 704 |
| Map Reference | CAB 4 SL 1362 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 426298 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7107 KEVIN DR, 7107, TEMPLE, TX 76502-6047 |
| Name | Verified Name |
|---|---|
| Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Document Number | 426299 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 426299 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 01, 2018 |
| Property Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Document Number | D394/608 |
| Book / Page | D394 / 608 |
| Map Reference | SL1362 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 381826 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1847 PENSACOLA DR, 1847, LEXINGTON, KY 40503-1919 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 217 REDDING RD, GEORGETOWN, KY 40324-2623 |
| Document Number | 381827 |
|---|---|
| Date | Feb 01, 2018 |
| Instrument | 381827 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,603.00 (+17.2%) | $292,300 (+19.31%) | $292,300 (+19.31%) |
| 2023 | $2,221.00 (+4.52%) | $245,000 (-) Land $40,000 Building $205,000 | $245,000 (-) Land $40,000 Building $205,000 |
| 2022 | $2,125.00 | $245,000 Land $35,000 Building $210,000 | $245,000 Land $35,000 Building $210,000 |
Source: FEMA National Flood Hazard Layer as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 509 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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