Scott County property record for 204 Redding Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2,216 sqft · built 1993 |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Aug 2016) |
| Tax Bill | $2,634 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-270.000 |
| Primary APN | 140-40-270.000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,216 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 204 REDDING RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Block | F |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40203 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · ARM WHITAKER BANK INC |
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Mar 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 358347 |
| Deed Book / Page | D379 / 609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 204 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 204 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Document Number | 0M1712/200 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | M1712/200 |
| Instrument | 459495 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 14, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 14, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 204 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | M1636/295 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | M1636/295 |
| Instrument | 441872 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 204 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | US NATIONAL TITLE INSURANCE COMPANY, FIRST NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | M1330/647 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | M1330/647 |
| Instrument | 367289 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,634.00 (+13.44%) | $295,800 (+15.5%) | $295,800 (+15.5%) |
| 2023 | $2,322.00 (+20.44%) | $256,100 (+15.2%) Land $40,000 Building $216,100 | $256,100 (+15.2%) Land $40,000 Building $216,100 |
| 2022 | $1,928.00 | $222,300 Land $35,000 Building $187,300 | $222,300 Land $35,000 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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