212 Covington Ave, Covington, KY 41011 Property Records

Kenton County property record for 212 Covington Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,265 sqft
Lot Size	0.052 acres (2,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Dec 2017)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-21-07-009.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-07-009.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,265 sqft Finished Area
Gross Area	2,607 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	100 ft deep x 22.5 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	212 COVINGTON AVE
City	COVINGTON
State	KY
Zip	41011-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON & RUSSELL BLK 16 PT LOT 16 22.5'X 100'
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	16
Legal Block	16
Legal Lot Number	16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 COVINGTON AVE, COVINGTON, KY 41011-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS
Dec 1, 2017	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Feb 26, 1998 · Amount on Record
Deed Document Number	201712 01 059 00176
Deed Book / Page	6306 / 11
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	212 COVINGTON AVE, COVINGTON, KY 41011-1414
Document Number	0000000277
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 COVINGTON AVE COVINGTON KY 410111414, COVINGTON, KY 41011-1414

Mortgage

Document Number	0000000277
Date	May 7, 2020
Book Page	0KCM41/000677
Instrument	277

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 1, 2017
Property Address	212 COVINGTON AVE, COVINGTON, KY 41011-1414
Document Number	0000000176
Book / Page	0C6306 / 000011
Instrument Date	Nov 30, 2017
Instrument	176
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 COVINGTON AVE COVINGTON KY 410111414, COVINGTON, KY 41011-1414

Mortgage

Document Number	177
Date	Dec 1, 2017
Book Page	0C6306/000014
Instrument	177

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,800 (+29.43%) Land $15,000 Building $256,800	$271,800 (+29.43%) Land $15,000 Building $256,800
2025	$2,782.00 (-0.54%)	$210,000 (-) Land $15,000 Building $195,000	$210,000 (-) Land $15,000 Building $195,000
2023	$2,797.00	$210,000 Land $15,000 Building $195,000	$210,000 Land $15,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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