209 Covington Ave, Covington, KY 41011 Property Records

Kenton County property record for 209 Covington Ave, Covington, KY 41011 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,404 sqft
Lot Size	0.028 acres (1,236 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Mar 2021)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-21-08-012.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-08-012.00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,404 sqft Finished Area

Exterior

Exterior Material	Combination
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,236 sqft (0.028 acres)
Lot Dimensions	66.5 ft deep x 18.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0542108012.00
Street Address	209 COVINGTON AVE
City	COVINGTON
State	KY
Zip	41011-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON & RUSSELL BLK B PT LOT 1 18.55'X 66.5'
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	B
Legal Block	B
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	67000

Owner

Source: Kenton County records · APN 054-21-08-012.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 COVINGTON AVE, COVINGTON, KY 41011-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CF BANK
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	0000080573
Deed Book / Page	80 / 573
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 26, 2021
Property Address	209 COVINGTON AVE, COVINGTON, KY 41011-1413
Document Number	0005900208
Book / Page	80 / 573
Instrument Date	Mar 19, 2021
Instrument	21032605900208
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2128 SPRINGHOUSE RD SE, 2128, HUNTSVILLE, AL 35802-1869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COVINGTON AVE, COVINGTON, KY 41011-1413

Mortgage

Document Number	0005900209
Date	Mar 26, 2021
Instrument	21032605900209

Lender

Name	CF BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 28, 2018
Property Address	209 COVINGTON AVE, COVINGTON, KY 41011-1413
Document Number	0000000039
Book / Page	0C6510 / 000243
Instrument Date	Sep 14, 2018
Instrument	39
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 COVINGTON AVE COVINGTON KY 410111413, COVINGTON, KY 41011-1413

Mortgage

Document Number	40
Date	Sep 28, 2018
Book Page	0C6510/000246
Instrument	40

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,829.00 (-0.52%)	$289,000 (-) Land $15,000 Building $274,000	$289,000 (-) Land $15,000 Building $274,000
2023	$3,849.00	$289,000 Land $15,000 Building $274,000	$289,000 Land $15,000 Building $274,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170670002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cincinnati Bell, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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