217 Covington Ave, Covington, KY 41011 Property Records

Kenton County property record for 217 Covington Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,186 sqft
Lot Size	0.038 acres (1,675 sqft)
Owner	Individual Name on Record
Last Sale	$190,500 (Mar 2016)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-08-008.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-08-008.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,186 sqft Finished Area
Gross Area	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Combination
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	1,675 sqft (0.038 acres)
Lot Dimensions	67 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	217 COVINGTON AVE
City	COVINGTON
State	KY
Zip	41011-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPECKERS LOT 8 25'X 67'
Legal Subdivision	SPECKER JNO B
Legal Block	B
Legal Lot Number	8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 COVINGTON AVE, COVINGTON, KY 41011-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Oct 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Mar 31, 1999 · Amount on Record
Deed Document Number	201603 01 059 00017
Deed Book / Page	5840 / 163
Last Transfer Date	Oct 30, 2017
Transfer Doc	0005900074
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	217 COVINGTON AVE, COVINGTON, KY 41011-1413
Document Number	0000000085
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COVINGTON AVE COVINGTON KY 410111413, COVINGTON, KY 41011-1413

Mortgage

Document Number	0000000085
Date	May 15, 2018
Book Page	0C6411/000028
Instrument	85

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	CPLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 14, 2053

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	217 COVINGTON AVE, COVINGTON, KY 41011-1413
Document Number	0000000123
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COVINGTON AVE COVINGTON KY 410111413, COVINGTON, KY 41011-1413

Mortgage

Document Number	0000000123
Date	Jan 19, 2018
Book Page	0C6337/000327
Instrument	123

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	408 Months
Due	Jan 18, 2052

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2017
Property Address	217 COVINGTON AVE, COVINGTON, KY 41011-1413
Document Number	0000000074
Book / Page	0C6281 / 000268
Instrument Date	Oct 30, 2017
Instrument	74
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MARY LN CINCINNATI OH 452152649, CINCINNATI, OH 45215-2649

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,000 (-) Land $15,000 Building $215,000	$230,000 (-) Land $15,000 Building $215,000
2025	$2,396.00 (-21.78%) Homeowner's exemption	$230,000 (-) Land $15,000 Building $215,000	$230,000 (-) Land $15,000 Building $215,000
2023	$3,063.00	$230,000 Land $15,000 Building $215,000	$230,000 Land $15,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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