212 Chestnut Dr, Horace, ND 58047 Property Records

Cass County property record for 212 Chestnut Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,322 sqft · built 2001
Lot Size	1.23 acres (53,736 sqft)
Owner	Individual Name on Record
Last Sale	$729,900 (Aug 2026)
Tax Bill	$8,930 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0755-00230-010`

Property Details

APN / Parcel Number

Primary APN	`15-0755-00230-010`
Alternative APN	`15075500230000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
Basement Area	1,375 sqft
Finished Basement	1,375 sqft
Unfinished Basement	1,375 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,736 sqft (1.23 acres)
Garage Type	Attached
Garage Area	936 sqft
Porch	Slab
Patio Area	930 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	212 CHESTNUT DR
City	HORACE
State	ND
Zip	58047-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLOCK: 2 ADDITION: RIVER OAKS ESTATES ADDITIONAL: RIVER OAKS ESTATES LT 3 BLK 2 LESS THE E 20' OF LT 3 FOR ROAD R/W **12-27-07 SPL FRM 15-0755-00230-000
Legal Subdivision	RIVER OAKS
Legal Block	2
Legal Lot Number	3
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1019
Census Tract	40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 CHESTNUT DR, HORACE, ND 58047-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 11, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20261764464
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 3, 2026
Property Address	212 CHESTNUT DR, HORACE, ND 58047-4005
Document Number	0001764464
Instrument Date	Jul 27, 2026
Instrument	20261764464
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHESTNUT DR, HORACE, ND 58047-4005

Mortgage

Document Number	0001764465,
Date	Aug 3, 2026
Instrument	20261764465

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	212 CHESTNUT DR, HORACE, ND 58047-4005
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	ONPOINT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001599279
Date	Jul 28, 2020
Instrument	1599279

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 11, 2017
Property Address	212 CHESTNUT DR, HORACE, ND 58047-4005
Document Number	0001520202
Instrument Date	Sep 7, 2017
Instrument	1520202
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 CHESTNUT DR HORACE ND 580474005, HORACE, ND 58047-4005

Mortgage

Document Number	1520203
Date	Sep 11, 2017
Instrument	1520203

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,930.00 (+16.31%)	$297,000 (+5.77%) Land $46,750 Building $250,250	$594,000 (+5.77%) Land $93,500 Building $500,500
2023	$7,678.00	$280,800 Land $46,750 Building $234,050	$561,600 Land $93,500 Building $468,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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