209 Chestnut Dr, Horace, ND 58047 Property Records

Cass County property record for 209 Chestnut Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,596 sqft · built 2001
Lot Size	0.81 acres (35,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Mar 2018)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0755-00390-000`

Property Details

APN / Parcel Number

Primary APN	`15-0755-00390-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,596 sqft Living Area
Basement Area	1,175 sqft
Finished Basement	1,175 sqft
Unfinished Basement	1,175 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,184 sqft (0.81 acres)
Garage Type	Attached
Garage Area	808 sqft

Exterior Amenities

Porch	Slab
Deck Area	360 sqft
Patio Area	572 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	209 CHESTNUT DR
City	HORACE
State	ND
Zip	58047-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 14 BLOCK: 3 ADDITION: RIVER OAKS ESTATES ADDITIONAL: RIVER OAKS ESTATES LT 14 BLK 3
Legal Subdivision	RIVER OAKS
Legal Block	3
Legal Lot Number	14
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1020
Census Tract	40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 CHESTNUT DR, HORACE, ND 58047-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Feb 13, 2009 · Amount on Record
Deed Document Number	20181533581
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	209 CHESTNUT DR, HORACE, ND 58047-4006
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	PLAINS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001621171
Date	Feb 2, 2021
Instrument	1621171

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Mar 26, 2018
Property Address	209 CHESTNUT DR, HORACE, ND 58047-4006
Document Number	0001533581
Instrument Date	Dec 26, 2017
Instrument	1533581
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 CHESTNUT DR, HORACE, ND 58047-4006

Mortgage

Document Number	0001533582
Date	Mar 26, 2018
Instrument	1533582

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,880.00 (+13.1%)	$229,950 (+5.6%) Land $40,500 Building $189,450	$459,900 (+5.6%) Land $81,000 Building $378,900
2023	$6,083.00	$217,750 Land $40,500 Building $177,250	$435,500 Land $81,000 Building $354,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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