Cass County property record for 208 Chestnut Dr, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,800 sqft · built 2005 |
| Lot Size | 0.88 acres (38,467 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,178 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0755-00220-010 |
| Primary APN | 15-0755-00220-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| Basement Area | 825 sqft |
| Finished Basement | 825 sqft |
| Unfinished Basement | 825 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,467 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 988 sqft |
| Porch | Slab |
| Deck Area | 618 sqft |
| Patio Area | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 208 CHESTNUT DR |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 2 BLOCK: 2 ADDITION: RIVER OAKS ESTATES ADDITIONAL: RIVER OAKS ESTATES LT 2 BLK 2 LESS THE E 20' FOR COUNTY R/W **1-23-08 SPL FRM 15-0755-00220-000 |
| Legal Subdivision | RIVER OAKS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40503 |
208 Chestnut Dr is owned and occupied by two individuals who acquired it in December 2007.
Source: Cass County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 CHESTNUT DR, HORACE, ND 58047-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage UNITED VALLEY BANK |
| Apr 9, 2024 | Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2007 |
| Deed Sale | Dec 12, 2007 |
| Prior Sale | Jan 21, 2005 · Amount on File |
| Deed Document Number | 20071221542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 208 CHESTNUT DR, HORACE, ND 58047-4005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 208 CHESNUT DR, HORACE, ND 58047-4005 |
| Document Number | 0001743819 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 1743819 |
| Name | UNITED VALLEY BANK |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 208 CHESTNUT DR, HORACE, ND 58047-4005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001709248 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 1709248 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARGO, ND 58104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Mar 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 208 Chestnut Dr was $9,178.
Source: Cass County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,178.00 | $305,400 Land $39,000 Building $266,400 | $610,800 Land $78,000 Building $532,800 |
| 2023 | $7,905.00 | $291,150 Land $39,000 Building $252,150 | $582,300 Land $78,000 Building $504,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Chestnut Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Chestnut Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 87% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Fiber | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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