Pinellas County property record for 212 Cedar Key Ct, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 980 sqft · built 1984 |
| Lot Size | 0.154 acres (6,686 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,000 (Apr 2024) |
| Tax Bill | $3,699 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-3975-1 |
| Primary APN | C62-000-759-3975-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Gross Area | 1,550 sqft |
| 1st Floor Area | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Frame/Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,686 sqft (0.154 acres) |
| Lot Dimensions | 102 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 282 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149412 |
|---|---|
| Street Address | 212 CEDAR KEY CT |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMLETS OF FOREST LAKES, THE LOT 65 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | HAMLETS OF FOREST LAKES, |
| Legal Tract | 35357 |
| Legal Lot Number | 65 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 27327 |
212 Cedar Key Ct is owned and occupied by an individual who bought it in April 2024.
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 22, 2024 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 27, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 20, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on File |
| Deed Sale | Apr 22, 2024 · Amount on File |
| Prior Sale | Apr 27, 2021 |
| Deed Document Number | 2024101168 |
| Deed Book / Page | 22774 / 22 |
| Prior Transfer Date | Nov 13, 2020 |
| Prior Transfer Doc | 0215052130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 22, 2024 |
| Property Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0227740022 |
| Book / Page | 22774 / 22 |
| Map Reference | MB 86 PG 80-83 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024101168 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12130 S US HIGHWAY 41186, GIBSONTON, FL 33534 |
| Name | Verified Name |
|---|---|
| Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0002277424 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 22774/24 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0226760434 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 22676/434 |
| Instrument | 2024009075 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 282 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0222760784 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 22276/784 |
| Instrument | 2022343121 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0198732442 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 19873/2442 |
| Instrument | 2017378656 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | May 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0215052130 |
| Book / Page | 21505 / 2130 |
| Map Reference | MB 86 PG 80-83 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2021137715 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 215052132 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 21505/2132 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 20, 2017 |
| Property Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0195571655 |
| Book / Page | 19557 / 1655 |
| Map Reference | MB86 PG80-83 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 2017084795 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | TITLE TOTAL SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1776 SPLIT FORK DR, 1776, OLDSMAR, FL 34677-2767 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 212 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 2017084796 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2017084796 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 212 Cedar Key Ct was $3,699 with a homeowner's exemption, up 53.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,699.00 (+53.49%) Homeowner's exemption | $252,678 Land $118,699 Building $133,979 | $252,678 Land $118,699 Building $133,979 |
| 2024 | $2,410.00 (+1.99%) | ||
| 2023 | $2,363.00 (+3.28%) Homeowner's exemption | $177,015 (+3%) | $308,620 (+16.82%) Land $174,272 Building $134,348 |
| 2022 | $2,288.00 Homeowner's exemption | $171,859 | $264,188 Land $162,000 Building $102,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 212 Cedar Key Ct in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 202 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 202 in force |
| Nearby Flood Claims | 6 (2008–2025) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 212 Cedar Key Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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