Pinellas County property record for 208 Cedar Key Ct, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,766 sqft · built 1984 |
| Lot Size | 0.164 acres (7,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jan 2019) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-3977-7 |
| Primary APN | C62-000-759-3977-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,766 sqft Living Area |
| Gross Area | 1,914 sqft |
| 1st Floor Area | 1,766 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Frame/Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,153 sqft (0.164 acres) |
| Lot Dimensions | 108 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 132 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 340 sqft |
| Patio Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149414 |
|---|---|
| Street Address | 208 CEDAR KEY CT |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMLETS OF FOREST LAKES, THE LOT 67 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | HAMLETS OF FOREST LAKES, |
| Legal Tract | 35357 |
| Legal Lot Number | 67 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 27327 |
208 Cedar Key Ct is owned and occupied by two individuals who bought it in January 2019.
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Sep 3, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 18, 2019 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Sep 10, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on File |
| Deed Sale | Jan 18, 2019 · Amount on File |
| Prior Sale | Sep 10, 2018 |
| Deed Document Number | 201920296 |
| Deed Book / Page | 20402 / 512 |
| Prior Transfer Date | Sep 6, 2018 |
| Prior Transfer Doc | 0201992254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 208 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0208291796 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 20829/1796 |
| Instrument | 2020000129 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 208 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0211512555 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 21151/2555 |
| Instrument | 2020264478 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 18, 2019 |
| Property Address | 208 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0204020512 |
| Book / Page | 020402 / 000512 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 20296 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2305 TRIGGERFISH CT HOLIDAY FL 346919827, HOLIDAY, FL 34691-9827 |
| Document Number | 204020515 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 020402/000515 |
| Instrument | 20297 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 10, 2018 |
| Property Address | 208 CEDAR KEY CT, OLDSMAR, FL 34677-4530 |
| Document Number | 0201992254 |
| Book / Page | 020199 / 002254 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 290088 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $193,029 | $354,402 Land $105,812 Building $248,590 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $182,125 | $340,324 Land $152,328 Building $187,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Cedar Key Ct in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 202 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 202 in force |
| Nearby Flood Claims | 6 (2008–2025) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Cedar Key Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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