Pinellas County property record for 215 Cedar Key Ct, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1984 |
| Lot Size | 0.125 acres (5,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Dec 2025) |
| Tax Bill | $1,737 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-3989-2 |
| Primary APN | C62-000-759-3989-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 1,506 sqft |
| 1st Floor Area | 1,204 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Frame/Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,432 sqft (0.125 acres) |
| Lot Dimensions | 98 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149426 |
|---|---|
| Street Address | 215 CEDAR KEY CT |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMLETS OF FOREST LAKES, THE LOT 79 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | HAMLETS OF FOREST LAKES, |
| Legal Tract | 35357 |
| Legal Lot Number | 79 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 27327 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 215 CEDAR KEY CT, OLDSMAR, FL 34677-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jun 7, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Document Number | 2025344127 |
| Deed Book / Page | 23384 / 1464 |
| Prior Transfer Date | Apr 14, 2025 |
| Prior Transfer Doc | 0231371838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 8, 2025 |
| Property Address | 215 CEDAR KEY CT, OLDSMAR, FL 34677-4531 |
| Document Number | 0233841464 |
| Book / Page | 23384 / 1464 |
| Map Reference | MB 86 PG 80-83 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025344127 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 429 EVERGREEN DR, OLDSMAR, FL 34677-2603 |
| Name | Verified Name |
|---|---|
| Address | 215 CEDAR KEY CT, OLDSMAR, FL 34677-4531 |
| Document Number | 0233841466 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 23384/1466 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 215 CEDAR KEY CT, OLDSMAR, FL 34677-4531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0205682262 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 20568/2262 |
| Instrument | 2019180308 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,737.00 (+6.63%) | $140,654 (+5.99%) | $291,536 (+0.78%) Land $98,881 Building $192,655 |
| 2024 | $1,629.00 (+2.45%) | ||
| 2023 | $1,590.00 (+3.72%) Homeowner's exemption | $132,709 (+3%) | $289,277 (+17.06%) Land $142,759 Building $146,518 |
| 2022 | $1,533.00 Homeowner's exemption | $128,844 | $247,122 Land $134,033 Building $113,089 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 202 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 202 in force |
| Nearby Flood Claims | 6 (2008–2025) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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