Caroline County property record for 21192 Mount Rd, Rappahannock Academy, VA 22538
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1941 |
| Lot Size | 2.61 acres (113,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Sep 2018) |
| Tax Bill | $1,498 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-A-12 |
| Primary APN | 11-A-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,120 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 113,692 sqft (2.61 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Lean-To | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 7206 |
|---|---|
| Street Address | 21192 MOUNT RD |
| City | RAPPAHANNOCK ACADEMY |
| State | VA |
| Zip | 22538-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RAPP ACADEMY |
| Legal Subdivision | RAPP ACADEMY |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | PORT ROYAL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30100 |
21192 Mount Rd is owned and occupied by two individuals who acquired it in March 2020.
Source: Caroline County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21192 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Sep 18, 2018 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on File |
| Deed Sale | Sep 18, 2018 · Amount on File |
| Deed Document Number | 20183428 |
| Deed Book / Page | 1317 / 475 |
| Last Transfer Date | Mar 17, 2020 |
| Transfer Doc | 1371679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 21192 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1468494 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 1468/494 |
| Instrument | 210006456 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Mar 24, 2020 |
| Property Address | 21192 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Document Number | 1371679 |
| Book / Page | 001371 / 000679 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 1181 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2020 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21192 MOUNT RD RAPPAHANNOCK ACADEMY VA 225382000, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Document Number | 1371685 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 001371/000685 |
| Instrument | 1182 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Sep 18, 2018 |
| Property Address | 21192 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Document Number | 1317475 |
| Book / Page | 1317 / 475 |
| Map Reference | DD256 PG442 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 183428 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | EKKO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22192 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538 |
| Document Number | 183429 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 183429 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 21192 Mount Rd was $1,498, down 99.2% from the year before.
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,498.00 (-99.25%) | $258,200 (-) Land $60,100 Building $198,100 | |
| 2025 | $198,814.00 | $258,200 Land $60,100 Building $198,100 | $258,200 (-) Land $60,100 Building $198,100 |
| 2024 | $258,200 Land $60,100 Building $198,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21192 Mount Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21192 Mount Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
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