Caroline County property record for 21290 Mount Rd, Rappahannock Academy, VA 22538
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1947 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Mar 2017) |
| Tax Bill | $1,098 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-A-9 |
| Primary APN | 11-A-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Gross Area | 1,020 sqft |
| 1st Floor Area | 780 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10545 |
|---|---|
| Street Address | 21290 MOUNT RD |
| City | RAPPAHANNOCK ACADEMY |
| State | VA |
| Zip | 22538-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RAPPAHANNOCK ACDY |
| Legal Subdivision | RAPPAHANNOCK ACDY |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | PORT ROYAL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30100 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21290 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 29, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Prior Sale | May 29, 2015 · Amount on Record |
| Deed Document Number | 20171442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 21290 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2001 |
| Document Number | 1344888 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Address | 21290 MOUNT RD RAPPAHANNOCK ACADEMY VA 225382001, RAPPAHANNOCK ACADEMY, VA 22538-2001 |
| Document Number | 1344888 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 001344/000888 |
| Instrument | 2520 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 22, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Mar 29, 2017 |
| Property Address | 21290 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2001 |
| Document Number | 1261656 |
| Book / Page | 001261 / 000656 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 1442 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21290 MOUNT RD RAPPAHANNOCK ACADEMY VA 22538, RAPPAHANNOCK ACADEMY, VA 22538 |
| Document Number | 1261661 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 001261/000661 |
| Instrument | 1443 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2047 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,098.00 (-99.25%) | $189,293 Land $35,000 Building $154,293 | |
| 2025 | $145,755.00 | $189,293 Land $35,000 Building $154,293 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
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