Caroline County property record for 21182 Mount Rd, Rappahannock Academy, VA 22538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,748 sqft · built 2008 |
| Lot Size | 1.06 acres (46,391 sqft) |
| Owner | Individual Name on File |
| Last Sale | $283,000 (Oct 2020) |
| Tax Bill | $2,387 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-A-14A |
| Primary APN | 11-A-14A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 1,072 sqft |
| Finished Basement | 536 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,391 sqft (1.06 acres) |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 22518 |
|---|---|
| Street Address | 21182 MOUNT RD |
| City | RAPPAHANNOCK ACADEMY |
| State | VA |
| Zip | 22538-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RAPPAHANNOCK ACADEMY |
| Legal Subdivision | RAPPAHANNOCK ACADEMY |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | PORT ROYAL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30100 |
Source: Caroline County assessment roll, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21182 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 14, 2020 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 6, 2020 | Grant Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS |
| Jul 5, 2017 | Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on Record |
| Deed Sale | Oct 14, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 20204576 |
| Deed Book / Page | 1400 / 733 |
| Prior Transfer Date | Oct 8, 2008 |
| Prior Transfer Doc | 975810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 21182 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001477927 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 1477/927 |
| Instrument | 210007721 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Oct 14, 2020 |
| Property Address | 21182 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Document Number | 1400733 |
| Book / Page | 1400 / 733 |
| Map Reference | MB 144 PG 49 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 200004576 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | FIRST GUARDIAN T&E LC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 21182 MOUNT RD, RAPHANCK ACAD, VA 22538-2000 |
| Document Number | 200004577 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 200004577 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | May 6, 2020 |
| Property Address | 21182 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Document Number | 1376727 |
| Book / Page | 001376 / 000727 |
| Instrument Date | May 4, 2020 |
| Instrument | 1756 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21182 MOUNT RD RAPPAHANNOCK ACADEMY VA 225382000, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Document Number | 1376732 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 001376/000732 |
| Instrument | 1757 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Jul 5, 2017 |
| Property Address | 21182 MOUNT RD, RAPPAHANNOCK ACADEMY, VA 22538-2000 |
| Document Number | 1274408 |
| Book / Page | 1274 / 408 |
| Map Reference | MB 144 PG 49 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 173027 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | BUYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 173028 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 173028 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,387.00 (-99.25%) | $411,500 (-) Land $45,600 Building $365,900 | |
| 2025 | $316,855.00 | $411,500 Land $45,600 Building $365,900 | $411,500 (-) Land $45,600 Building $365,900 |
| 2024 | $411,500 Land $45,600 Building $365,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable · Fiber in parts of the area | 1,000 / 50 |
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