2118 Franklin Ave, Waco, TX 76701 Property Records

McLennan County property record for 2118 Franklin Ave, Waco, TX 76701

Property Summary

Property Type	Commercial
Details	1,900 sqft · built 1963
Lot Size	0.551 acres (24,000 sqft)
Owner	Individual Name on Record
Last Sale	$518,700 (Jul 2025)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Feb 2022 Sale + 7 more
Flood Zone	Zone AE (high risk)
APN	`48-020000-011000-5`

Property Details

APN / Parcel Number

Primary APN	`48-020000-011000-5`
Alternative APNs	`4802000001100050111` `174667`

Interior

Stories	1 Story
Building Area	1,900 sqft Gross Area
1st Floor Area	1,900 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1981
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	160 ft deep x 150 ft wide
Canopy	1,140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2118 FRANKLIN AVE
City	WACO
State	TX
Zip	76701-1633
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M3
Legal Description	GLENWOOD LOT 10 11A 11B 12 D BLOCK 17
Legal Subdivision	GLENWOOD
Legal Block	17
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1032
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3429 PEWITT DR, WACO, TX 76706-3839
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Vendor's Lien, Transfer · Seller Carry-Back RUSSELL GILES
Feb 7, 2022	Warranty Deed, Transfer
Aug 20, 2020	Deed of Trust, Mortgage FIRST NAT'L BK
May 27, 2020	Loan Modification, Mortgage OTHER
Feb 27, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Feb 27, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Feb 27, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Feb 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 4, 2018	Grant Deed, Transfer GIL S HORN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Feb 7, 2022
Deed Document Number	202521031
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 14, 2025
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000021031
Map Reference	VOL 69 PG 91
Instrument Date	May 20, 2024
Instrument	2025021031
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 FRANKLIN AVE, WACO, TX 76701-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 PEWITT DR, WACO, TX 76706-3839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021032
Date	Jul 14, 2025
Instrument	2025021032

Lender

Name	RUSSELL GILES
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 7, 2022
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000004761
Map Reference	VOL 69 PG 91
Instrument Date	Jan 28, 2022
Instrument	2022004761
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 COBBLESTONE LN, 100, CRAWFORD, TX 76638-2729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 FRANKLIN AVE, WACO, TX 76701-1628

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000031382
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000031382
Date	Sep 8, 2020
Instrument	31382

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000019575
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE AUSTIN TX 78701, AUSTIN, TX 78701

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000009932
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000009932
Date	Mar 5, 2020
Instrument	9932

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Term	12 Months
Due	Mar 4, 2021

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000006368
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000006368
Date	Feb 28, 2019
Instrument	6368

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000006369
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000006369
Date	Feb 28, 2019
Instrument	6369

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 28, 2019
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000006363
Instrument Date	Feb 18, 2019
Instrument	6363
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2629 FRANKIN AVE WACO TX 76701, WACO, TX 76701

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 4, 2018
Property Address	2118 FRANKLIN AVE, WACO, TX 76701-1633
Document Number	0000018349
Instrument Date	May 31, 2018
Instrument	18349
Transaction Type	Transfer
Record Updated	Jun 28, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 FRANKLIN AVE WACO TX 767011628, WACO, TX 76701-1628

Mortgage

Document Number	18350
Date	Jun 4, 2018
Instrument	18350

Lender

Name	GIL S HORN
Address	433 WAYNE DR, WOODWAY, TX 76712-3354
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,532 (+15.44%) Land $120,000 Building $61,532	$181,532 (+15.44%) Land $120,000 Building $61,532
2025	$3,535.00 (-1.06%)	$157,250 (-2.31%) Land $120,000 Building $37,250	$157,250 (-2.31%) Land $120,000 Building $37,250
2024	$3,573.00 (-0.97%)
2023		$160,970 Land $120,000 Building $40,970	$160,970 Land $120,000 Building $40,970
2022	$3,608.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	18 (1991–2026)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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