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2118 28th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2118 28th St S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,496 sqft · built 1991
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jun 2018)
Tax Bill$4,242 (2026)
Deeds & MortgagesAug 2025 Transfer
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN82-47305-0458

Property Details

APN / Parcel Number

Primary APN82-47305-0458

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Width128 ft Width
Garage Area912 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2118 28TH ST S
CitySAINT CLOUD
StateMN
Zip56301-9065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 023 BLK 003 HIDDEN OAKS SECTION 27 TOWNSHIP 124 RANGE 028 SECTION 27 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section27
Legal SubdivisionHIDDEN OAKS
Legal Block3
Legal Lot Number23
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract402

Owner

Source: Stearns County records · APN 82-47305-0458

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2118 28TH ST S, SAINT CLOUD, MN 56301-9065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2025Transfer on Death Deed, Transfer
Jun 04, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2018 · Amount on Record
Deed SaleJun 04, 2018 · Amount on Record
Prior SaleMay 18, 2018 · Amount on Record
Deed Document Number20181521742
Last Transfer DateJul 29, 2025
Transfer Doc00A1696933
Record UpdatedJun 08, 2026

August 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateAug 01, 2025
Property Address2118 28TH ST S, SAINT CLOUD, MN 56301-9065
Document Number00A1696933
Instrument DateJul 29, 2025
InstrumentA1696933
Transaction TypeTransfer
Record UpdatedNov 06, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 04, 2018
Property Address2118 28TH ST S, SAINT CLOUD, MN 56301-9065
Document Number00A1521742
Instrument DateMay 17, 2018
InstrumentA1521742
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 28TH ST S, SAINT CLOUD, MN 56301-9065

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,242.00 (+20.72%)
2025$303,300 (+7.52%) Land $70,000 Building $233,300$303,300 (+7.52%) Land $70,000 Building $233,300
2024$3,514.00 (+5.21%)
2023$3,340.00$282,100 Land $40,000 Building $242,100$282,100 Land $40,000 Building $242,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50

May also be available: BIF IV Intrepid HoldCo, Verizon.

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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