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2134 28th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2134 28th St S, Saint Cloud, MN 56301 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,970 sqft · built 1994
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Tax Bill$4,748 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2017 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN82-47305-0454

Property Details

APN / Parcel Number

Primary APN82-47305-0454

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,970 sqft Living Area
1st Floor Area1,266 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Width158 ft Width
Garage Area792 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2134 28TH ST S
CitySAINT CLOUD
StateMN
Zip56301-9065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 021 BLK 003 HIDDEN OAKS SECTION 27 TOWNSHIP 124 RANGE 028 SECTION 27 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section27
Legal SubdivisionHIDDEN OAKS
Legal Block3
Legal Lot Number21
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract402

Owner

Source: Stearns County records · APN 82-47305-0454

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 07, 2017Warranty Deed, Transfer
LAND TITLE
Aug 07, 2017Quit Claim Deed, Transfer
LAND TITLE
Jun 26, 2017Limited Warranty Deed, Foreclosure
Apr 03, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 10, 2017
Transfer Doc00A1492587
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateApr 20, 2026
Property Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065
Document Number0001711593
Instrument DateApr 07, 2026
Instrument20261711593
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065

Mortgage

Document Number0001711593,
DateApr 20, 2026
Instrument20261711593
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 04, 2046
Interest
Rate6.11%
Max Rate-1%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 07, 2017
Property Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065
Document Number00A1501841
Instrument DateJul 31, 2017
InstrumentA1501841
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyLAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateAug 07, 2017
Property Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065
Document Number00A1501843
Instrument DateJul 31, 2017
InstrumentA1501843
Transaction TypeTransfer
Record UpdatedNov 19, 2022
Title CompanyLAND TITLE

Transaction

Tax$1.65
Amount AccuracyCalculated from Transfer Tax
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065

June 2017: Limited Warranty Deed, Foreclosure

Document TypeLimited Warranty Deed
JurisdictionSTEARNS MN
Recording DateJun 26, 2017
Property Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065
Document Number00A1498543
Instrument DateJun 21, 2017
InstrumentA1498543
Transaction TypeForeclosure
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 PLANO PKWY, CARROLLTON, TX 75010-4900

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateApr 03, 2017
Property Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065
Document Number00A1492587
Instrument DateMar 10, 2017
InstrumentA1492587
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 28TH ST S, SAINT CLOUD, MN 56301-9065

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,748.00 (+15.58%)$334,800 (-) Land $70,000 Building $264,800$334,800 (-) Land $70,000 Building $264,800
2025$334,800 (-) Land $70,000 Building $264,800$334,800 (-) Land $70,000 Building $264,800
2023$4,108.00$334,800 Land $40,000 Building $294,800$334,800 Land $40,000 Building $294,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50

May also be available at this address: BIF IV Intrepid HoldCo, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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