1712 28th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1712 28th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Tax Bill	$5,628 (2024)
Deeds & Mortgages	Mar 2022 Transfer Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-51542-0827`

Property Details

APN / Parcel Number

Primary APN	`82-51542-0827`
Alternative APN	`82.51542.0816`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Old Parcel Number	82.51542.0816
Street Address	1712 28TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 WILLOW POND FIVE SECTION 26 TOWNSHIP 124 RANGE 28 SECTION 26 TOWNSHIP 124 RANGE 28
Legal Range	28
Legal Township	124
Legal Section	26
Legal Subdivision	WILLOW POND FIVE
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3010
Census Tract	402

Owner

Source: Stearns County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1712 28TH ST S, SAINT CLOUD, MN 56301-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 19, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2022
Transfer Doc	00A1628902
Record Updated	Jun 8, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 24, 2022
Property Address	1712 28TH ST S, SAINT CLOUD, MN 56301-9069
Document Number	00A1628902
Instrument Date	Feb 17, 2022
Instrument	A1628902
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1712 28TH ST S, SAINT CLOUD, MN 56301-9069

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 19, 2021
Property Address	1712 28TH ST S, SAINT CLOUD, MN 56301-9069
Document Number	00A1620020
Instrument Date	Nov 5, 2021
Instrument	A1620020
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1712 28TH ST S, SAINT CLOUD, MN 56301-9069

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,200 (+1.65%) Land $75,000 Building $361,200	$436,200 (+1.65%) Land $75,000 Building $361,200
2024	$5,628.00 (+5.75%)
2023	$5,322.00	$429,100 Land $75,000 Building $354,100	$429,100 Land $75,000 Building $354,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Intrepid Fiber Networks, Verizon.

Nearby Properties on 28th St S

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