21175 Wilderness Way, Bend, OR 97702 Property Records

Deschutes County property record for 21175 Wilderness Way, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,565 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (Aug 2019)
Tax Bill	$6,339 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181210 DA 02600`

Property Details

APN / Parcel Number

Primary APN	`181210 DA 02600`
Alternative APNs	`R1088181210DA02600` `174781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,565 sqft Living Area
1st Floor Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	576 sqft
Deck Area	143 sqft
Lean-To	108 sqft

Location & Zoning

Account Number	174781
Old Parcel Number	R1088181210DA02600
Street Address	21175 WILDERNESS WAY
City	BEND
State	OR
Zip	97702-1781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 BLK:2 SUBD:PONDEROSA ESTATES SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-DA
Legal Range	12E
Legal Township	18S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	PONDEROSA ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1010
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	21175 WILDERNESS WAY, BEND, OR 97702-1781
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit ADVANTIS CU
Apr 8, 2021	Intrafamily Transfer, Transfer
Aug 23, 2019	Warranty Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	0000031031
Last Transfer Date	Apr 8, 2021
Transfer Doc	0000022165
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21175 WILDERNESS WAY, BEND, OR 97702-1781
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031074
Date	Aug 26, 2019
Instrument	2019-31074

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21175 WILDERNESS WAY, BEND, OR 97702-1781
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004222
Date	Jan 21, 2021
Instrument	2021-04222

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21175 WILDERNESS WAY, BEND, OR 97702-1781
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010772
Date	Mar 15, 2022
Instrument	2022-10772

Lender

Name	ADVANTIS CU
Type	Credit Union
Address	PORTLAND, OR 97293

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 8, 2021
Property Address	21175 WILDERNESS WAY, BEND, OR 97702-1781
Document Number	0000022165
Map Reference	CAB C PG 312
Instrument Date	Apr 8, 2021
Instrument	2021-22165
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21175 WILDERNESS WAY, BEND, OR 97702-1781

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 23, 2019
Property Address	21175 WILDERNESS WAY, BEND, OR 97702-1781
Document Number	0000031031
Instrument Date	Aug 12, 2019
Instrument	31031
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3572 COVENTRY GARDENS DR LAS VEGAS NV 891352838, LAS VEGAS, NV 89135-2838

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,339.00 (+3.94%)	$375,200 (+3%)	$890,120 (-) Land $290,530 Building $599,590
2024	$6,099.00 (+35.32%)	$364,280 (+29.2%)	$890,120 (+30.36%) Land $290,530 Building $599,590
2023	$4,507.00	$281,960	$682,840 Land $290,530 Building $392,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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