21170 Wilderness Way, Bend, OR 97702 Property Records

Deschutes County property record for 21170 Wilderness Way, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 1989
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (May 2021)
Tax Bill	$5,812 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181210 DA 00600`

Property Details

APN / Parcel Number

Primary APN	`181210 DA 00600`
Alternative APNs	`R1088181210DA00600` `174761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Lot Area	20,473 sqft (0.469 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	576 sqft
Deck Area	196 sqft
Shed	1 Shed
Shed Area	66 sqft

Location & Zoning

Account Number	174761
Old Parcel Number	R1088181210DA00600
Street Address	21170 WILDERNESS WAY
City	BEND
State	OR
Zip	97702-1778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:1 SUBD:PONDEROSA ESTATES SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-DA
Legal Range	12E
Legal Township	18S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	PONDEROSA ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1006
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21170 WILDERNESS WAY, BEND, OR 97702-1778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Nov 18, 2014
Deed Document Number	2021-31134
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21170 WILDERNESS WAY, BEND, OR 97702-1778
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21170 WILDERNESS WAY, BEND, OR 97702-1778

Mortgage

Document Number	0000000367
Date	Jan 4, 2024
Instrument	2024-00367

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21170 WILDERNESS WAY, BEND, OR 97702-1778
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21170 WILDERNESS WAY, BEND, OR 97702-1778

Mortgage

Document Number	0000016872
Date	Apr 25, 2022
Instrument	2022-16872

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 20, 2021
Property Address	21170 WILDERNESS WAY, BEND, OR 97702-1778
Document Number	0000031134
Instrument Date	Apr 20, 2020
Instrument	2021-31134
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21170 WILDERNESS WAY, BEND, OR 97702-1778

Mortgage

Document Number	0000031135
Date	May 20, 2021
Instrument	2021-31135

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,812.00 (+3.93%)	$344,020 (+3%)	$838,200 (-) Land $290,530 Building $547,670
2024	$5,592.00 (+7.87%)	$334,000 (+3%)	$838,200 (-) Land $290,530 Building $547,670
2023	$5,184.00	$324,280	$838,200 Land $290,530 Building $547,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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