21160 Wilderness Way, Bend, OR 97702 Property Records

Deschutes County property record for 21160 Wilderness Way, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1989
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$628,000 (Oct 2020)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`181210 DA 01200`

Property Details

APN / Parcel Number

Primary APN	`181210 DA 01200`
Alternative APNs	`R1088181210DA01200` `174767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	472 sqft
Deck Area	228 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	174767
Old Parcel Number	R1088181210DA01200
Street Address	21160 WILDERNESS WAY
City	BEND
State	OR
Zip	97702-1777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9 BLK:1 SUBD:PONDEROSA ESTATES SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-DA
Legal Range	12E
Legal Township	18S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	PONDEROSA ESTATES
Legal Block	1
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1006
Census Tract	1904

Owner

21160 Wilderness Way is owned and occupied by an individual who bought it in October 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	21160 WILDERNESS WAY, BEND, OR 97702-1777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 13, 2020	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Jul 30, 2008 · Amount on File
Deed Document Number	0202053920
Deed Book / Page	2020 / 53920
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21160 WILDERNESS WAY, BEND, OR 97702-1777
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066078
Date	Dec 7, 2020
Instrument	2020-66078

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 13, 2020
Property Address	21160 WILDERNESS WAY, BEND, OR 97702-1777
Document Number	0000053920
Instrument Date	Oct 13, 2020
Instrument	53920
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$628.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21160 WILDERNESS WAY BEND OR 977021777, BEND, OR 97702-1777

Tax Assessment & Valuation

The 2025 property tax bill for 21160 Wilderness Way was $4,914, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00 (+3.93%)	$290,890 (+3%)	$730,400 (-) Land $290,530 Building $439,870
2024	$4,728.00 (+7.87%)	$282,420 (+3%)	$730,400 (-) Land $290,530 Building $439,870
2023	$4,383.00	$274,200	$730,400 Land $290,530 Building $439,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21160 Wilderness Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21160 Wilderness Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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