Union County property record for 2115 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,308 sqft Living Area |
| Lot Size | 262,667 sqft (6.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $323,000 (2014) |
| Tax Bill | $2,483.00 (2025) |
| Primary APN | 04-114-003B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,308 sqft Living Area |
| Gross Area | 3,011 sqft Gross Area |
| 1st Floor | 2,321 sqft 1st Floor |
| Basement Area | 660 sqft Basement |
| Finished Basement | 480 sqft Finished |
| Unfinished Basement | 180 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 262,667 sqft (6.03 acres) |
| Parking Spaces | 8 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,760 sqft Garage |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 2115 E SANDY RIDGE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7328 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ZIMMER |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 20901 |
Source: Union County records · APN 04-114-003B
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2115 E SANDY RIDGE RD, MONROE, NC 28112-7328 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2014 · Amount on Record |
| Deed Sale | May 29, 2014 · Amount on Record |
| Prior Sale | Jun 28, 2007 · Amount on Record |
| Deed Doc Number | 201412981 |
| Deed Book / Page | 6232 / 858 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2115 E SANDY RIDGE RD, MONROE, NC 28112-7328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2115 E SANDY RIDGE RD, MONROE, NC 28112-7328 |
| Document Number | 0008480194 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 8480/194 |
| Instrument | 18129 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 29, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2115 E SANDY RIDGE RD, MONROE, NC 28112-7328 |
| Document Number | 7681447 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2115 E SANDY RIDGE RD MONROE NC 281127328, MONROE, NC 28112-7328 |
| Document Number | 7681447 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 007681/000447 |
| Instrument | 18408 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,483.00 (+21.89%) | $519,300 (+58.76%) Land $142,700 Building $376,600 | $519,300 (+58.76%) Land $142,700 Building $376,600 |
| 2023 | $2,037.00 | $327,100 Land $56,100 Building $271,000 | $327,100 Land $56,100 Building $271,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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