1925 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 1925 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Other > Other Improved
Year Built	Built 2020
Lot Size	89,298 sqft (2.05 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2020)
Tax Bill	$2,011.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-114-071`

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	89,298 sqft (2.05 acres)

Utilities and HVAC

Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	1925 E SANDY RIDGE RD
City	MONROE
State	NC
Zip	28112-7326
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	#5 HELMS OPCP132
Legal Subdivision	CONTAINING 2
Jurisdiction	UNION NC
Minor Civil Division	BUFORD
Census Blockgroup	3
Census Block	3018
Census Tract	20901

Owner

Source: Union County records · APN 04-114-071

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1925 E SANDY RIDGE RD, MONROE, NC 28112-7326
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
May 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2020 · Amount on Record
Deed Sale	Jun 05, 2020 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Doc Number	202019949
Deed Book / Page	7691 / 892
Record Refreshed	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1925 E SANDY RIDGE RD, MONROE, NC 28112-7326
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009052749
Date	Jan 30, 2025
Book Page	9052/749
Instrument	2183

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1925 E SANDY RIDGE RD, MONROE, NC 28112-7326
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008417811
Date	Mar 04, 2022
Book Page	8417/811
Instrument	8415

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 20, 2019
Property Address	1925 E SANDY RIDGE RD, MONROE, NC 28112-7326
Document Number	737487
Book / Page	007374 / 000087
Instrument Date	May 20, 2019
Instrument	13536
Transaction Type	Transfer
Record Updated	Jun 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$196.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1317 HELMS SHORT CUT RD MONROE NC 281129035, MONROE, NC 28112-9035

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,011.00 (+15.24%)	$420,700 (+53.99%) Land $64,200 Building $356,500	$420,700 (+53.99%) Land $64,200 Building $356,500
2024	$1,745.00 (+2.59%)	$273,200 (-) Land $31,500 Building $241,700
2023	$1,701.00	$273,200 Land $31,500 Building $241,700	$273,200 (-) Land $31,500 Building $241,700
2021			$273,200 Land $31,500 Building $241,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1925 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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