Union County property record for 2003 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2020 |
| Square Footage | 2,240 sqft Total Area |
| Lot Size | 50,965 sqft (1.17 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,921.00 (2025) |
| Primary APN | 04-114-001B |
|---|
| Building Area | 2,240 sqft Total Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 50,965 sqft (1.17 acres) |
| Street Address | 2003 E SANDY RIDGE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | # 2 HELMS OPCP132 |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 20901 |
Source: Union County records · APN 04-114-001B
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2003 E SANDY RIDGE RD, MONROE, NC 28112-7327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 19, 2020 | Warranty Deed, Subdivision Related Transfer LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 29, 2002 |
| Transfer Doc | 0000034652 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2003 E SANDY RIDGE RD, MONROE, NC 28112-7327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2003 E SANDY IDGE RD, MONROE, NC 28112-7327 |
| Document Number | 0000086232 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 8623/2 |
| Instrument | 40491 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Oct 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 19, 2020 |
| Property Address | 2003 E SANDY RIDGE RD, MONROE, NC 28112-7327 |
| Document Number | 7707403 |
| Book / Page | 007707 / 000403 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 22113 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 03, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2003 E SANDY RIDGE RD MONROE NC 281127327, MONROE, NC 28112-7327 |
| Document Number | 7707405 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 007707/000405 |
| Instrument | 22114 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2050 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,921.00 (-4.09%) | $401,900 (+28.16%) Land $41,300 Building $360,600 | $401,900 (+28.16%) Land $41,300 Building $360,600 |
| 2024 | $2,003.00 (+2.56%) | $313,600 (-) Land $25,800 Building $287,800 | |
| 2023 | $1,953.00 | $313,600 Land $25,800 Building $287,800 | $313,600 (-) Land $25,800 Building $287,800 |
| 2021 | $313,600 Land $25,800 Building $287,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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