McLennan County property record for 2108 Cumberland Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,005 sqft · built 1918 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,800 (Aug 2010) |
| Tax Bill | $660 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-042400-064200-7 |
| Primary APN | 48-042400-064200-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,005 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Flooring | Carpet |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 2108 CUMBERLAND AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | UNIVERSITY HTS LOT 4 BLOCK 56 ACRES .1894 |
| Legal Subdivision | UNIVERSITY HTS |
| Legal Block | 56 |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 1100 |
2108 Cumberland Ave is owned and occupied by an individual who bought it in August 2010.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2108 CUMBERLAND AVE, WACO, TX 76707-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2010 · Amount on File |
| Deed Sale | Aug 6, 2010 · Amount on File |
| Deed Document Number | 201024359 |
| Prior Transfer Date | Aug 5, 2010 |
| Prior Transfer Doc | 0000024359 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2108 Cumberland Ave was $660 with a homeowner's exemption, up 13.2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,882 (+1%) | $116,542 (-3.24%) Land $18,068 Building $98,474 | |
| 2025 | $660.00 (+13.21%) Homeowner's exemption | $74,438 | $120,440 Land $16,420 Building $104,020 |
| 2024 | $583.00 | ||
| 2023 | $106,090 Land $16,420 Building $89,670 | $106,090 Land $16,420 Building $89,670 | |
| 2022 | $529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2108 Cumberland Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2108 Cumberland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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