2115 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2115 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,173 sqft · built 2014
Lot Size	0.149 acres (6,508 sqft)
Owner	2 Individual Names on File
Last Sale	$239,669 (Jul 2014)
Tax Bill	$5,514 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2014 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500480-0-850`

Property Details

APN / Parcel Number

Primary APN	`500480-0-850`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,173 sqft Living Area
Gross Area	2,626 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,508 sqft (0.149 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2115 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 41 PLAT BRINK RANCH PH 2 L 85 TOG/W UND INT IN TR 2A, 2C, 2E, 2F, 2G, & 2H EASE OF REC OUT OF 500363-002-0 SEG 2013-0378 DX4/26/13DX
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	BRINK RANCH PH 2
Legal Phase	2
Legal Tract	2A,2
Legal Lot Number	85
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2016
Census Tract	71417

Owner

2115 186th St Ct E is owned by two individuals who bought it in July 2014.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8333 ARGENT CIR, FAIRFAX STATION, VA 22039-3105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG
Jul 7, 2014	Deed of Trust, Mortgage · VA Mortgage UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2014 · Amount on File
Deed Sale	Jul 11, 2014 · Amount on File
Deed Document Number	2014201
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2115 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	2008060161
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2115 186TH STREET CT E SPANAWAY WA 983871975, SPANAWAY, WA 98387-1975

Mortgage

Document Number	2008060161
Date	Aug 6, 2020
Instrument	202008060161

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2115 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	2006290575
Instrument Date	Jul 7, 2014
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2115 186TH STREET CT E SPANAWAY WA 983871975, SPANAWAY, WA 98387-1975

Mortgage

Document Number	2006290575
Date	Jun 29, 2020
Instrument	202006290575

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 28, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 2115 186th St Ct E was $5,514, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,514.00 (+3.28%)	$482,500 Land $154,300 Building $328,200	$482,500 Land $154,300 Building $328,200
2025	$5,339.00 (+4.16%)
2024	$5,126.00 (-8.95%)	$437,000 (-11.29%) Land $164,500 Building $272,500	$437,000 (-11.29%) Land $164,500 Building $272,500
2023	$5,630.00	$492,600 Land $158,800 Building $333,800	$492,600 Land $158,800 Building $333,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 186th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve.

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