2125 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2125 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,173 sqft · built 2014
Lot Size	0.172 acres (7,483 sqft)
Owner	Individual Name on Record
Last Sale	$239,669 (Jul 2014)
Tax Bill	$5,569 (2026)
Deeds & Mortgages	Jan 2026 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500480-0-860`

Property Details

APN / Parcel Number

Primary APN	`500480-0-860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,173 sqft Living Area
Gross Area	2,626 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,483 sqft (0.172 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2125 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 41 PLAT BRINK RANCH PH 2 L 86 TOG/W UND INT IN TR 2A, 2C, 2E, 2F, 2G, & 2H EASE OF REC OUT OF 500363-002-0 SEG 2013-0378 DX4/26/13DX
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	BRINK RANCH PH 2
Legal Phase	2
Legal Tract	2A,2
Legal Lot Number	86
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2016
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2125 186TH STREET CT E, SPANAWAY, WA 98387-1975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Intrafamily Transfer, Transfer RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	2014595
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000000325
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jan 16, 2026
Property Address	2125 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	0001160325
Map Reference	DOC 201304055002
Instrument Date	Dec 30, 2025
Instrument	202601160325
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2125 186TH STREET CT E, SPANAWAY, WA 98387-1975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 186TH STREET CT E, SPANAWAY, WA 98387-1975

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2125 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	2010300150
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2125 186TH SST CT E SPANAWAY WA 98387, SPANAWAY, WA 98387

Mortgage

Document Number	2010300150
Date	Oct 30, 2020
Instrument	202010300150

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2045

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,569.00 (+3.21%)	$487,900 (+3.26%) Land $159,700 Building $328,200	$487,900 (+3.26%) Land $159,700 Building $328,200
2025	$5,396.00 (+4.01%)	$472,500 (+6.68%) Land $165,600 Building $306,900	$472,500 (+6.68%) Land $165,600 Building $306,900
2024	$5,188.00 (-8.79%)	$442,900 (-11.1%) Land $170,400 Building $272,500	$442,900 (-11.1%) Land $170,400 Building $272,500
2023	$5,688.00	$498,200 Land $164,400 Building $333,800	$498,200 Land $164,400 Building $333,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve.

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