2111 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2111 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,219 sqft · built 2014
Lot Size	0.187 acres (8,140 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Feb 2024)
Tax Bill	$7,012 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500480-0-830`

Property Details

APN / Parcel Number

Primary APN	`500480-0-830`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,219 sqft Living Area
Gross Area	3,815 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,140 sqft (0.187 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2111 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 41 PLAT BRINK RANCH PH 2 L 83 TOG/W UND INT IN TR 2A, 2C, 2E, 2F, 2G, & 2H EASE OF REC OUT OF 500363-002-0 SEG 2013-0378 DX4/26/13DX
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	BRINK RANCH PH 2
Legal Phase	2
Legal Tract	2A,2
Legal Lot Number	83
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2016
Census Tract	71417

Owner

2111 186th St Ct E is owned and occupied by two individuals who bought it in February 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU
Feb 5, 2024	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Oct 25, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 27, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	2024237
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002290297
Date	Feb 29, 2024
Instrument	202402290297

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 5, 2024
Property Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	0002050237
Map Reference	DOC 201304055002
Instrument Date	Jan 27, 2024
Instrument	202402050237
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,091.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002050238
Date	Feb 5, 2024
Instrument	202402050238

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975

Mortgage

Document Number	0010250075
Date	Oct 25, 2023
Instrument	202310250075

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	2008170191
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2111 186TH STREET CT E SPANAWAY WA 983871975, SPANAWAY, WA 98387-1975

Mortgage

Document Number	2008170191
Date	Aug 17, 2020
Instrument	202008170191

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 27, 2019
Property Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	1909270528
Instrument Date	Sep 25, 2019
Instrument	201909270528
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,685.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10415 194TH STREET CT E GRAHAM WA 983386487, GRAHAM, WA 98338-6487

Mortgage

Document Number	1909270529
Date	Sep 27, 2019
Instrument	201909270529

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2111 186TH STREET CT E, SPANAWAY, WA 98387-1975
Document Number	1908230139
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 186TH STREET CT E SPANAWAY WA 983871975, SPANAWAY, WA 98387-1975

Mortgage

Document Number	1908230139
Date	Aug 23, 2019
Instrument	201908230139

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2111 186th St Ct E was $7,012, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,012.00 (+3.42%)	$622,600 Land $169,900 Building $452,700	$622,600 Land $169,900 Building $452,700
2025	$6,780.00 (+4.63%)
2024	$6,480.00 (-10.06%)	$558,500 (-12.31%) Land $181,200 Building $377,300	$558,500 (-12.31%) Land $181,200 Building $377,300
2023	$7,205.00	$636,900 Land $174,900 Building $462,000	$636,900 Land $174,900 Building $462,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2111 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2111 186th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve.

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