21145 Cold Spring Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21145 Cold Spring Ln, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,176 sqft · built 1997
Lot Size	11.5 acres (502,029 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Aug 2017)
Tax Bill	$2,247 (2023)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-177-45`

Property Details

APN / Parcel Number

Primary APN	`001-177-45`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	1,200 sqft
1st Floor Area	1,176 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	502,029 sqft (11.5 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-177-45
Street Address	21145 COLD SPRING LN
City	CORNELIUS
State	NC
Zip	28031-6438
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 45 BLD12 U/F 433
Legal Subdivision	LAKE CREST CONDOS PH II-B
Legal Unit	45
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2002
Census Tract	6217

Owner

Source: Mecklenburg County records · APN 001-177-45

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21145 COLD SPRING LN, CORNELIUS, NC 28031-6438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2017 · Amount on Record
Deed Sale	Aug 04, 2017 · Amount on Record
Prior Sale	Feb 01, 2013 · Amount on Record
Deed Document Number	0032024317
Deed Book / Page	32024 / 317
Record Updated	Jun 07, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 04, 2017
Property Address	21145 COLD SPRING LN, CORNELIUS, NC 28031-6438
Document Number	0000106071
Book / Page	032024 / 000317
Instrument Date	Aug 04, 2017
Instrument	106071
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21145 COLD SPRING LN CORNELIUS NC 280316438, CORNELIUS, NC 28031-6438

Mortgage

Document Number	106072
Date	Aug 04, 2017
Book Page	032024/000320
Instrument	106072

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 03, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Spectrum, TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.