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21128 Cold Spring Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21128 Cold Spring Ln, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,176 sqft · built 1997
Lot Size11.3 acres (496,127 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Jan 2024)
Tax Bill$1,787 (2024)
Deeds & MortgagesSep 2024 Transfer
Jan 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-177-08

Property Details

APN / Parcel Number

Primary APN001-177-08

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area496,127 sqft (11.3 acres)
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21128 COLD SPRING LN
CityCORNELIUS
StateNC
Zip28031-6437
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNR
Legal DescriptionUNIT 8 BLD2 U/F 433
Legal SubdivisionLAKE CREST CONDOS PH I
Legal BlockC
Legal Lot Number99
Legal Unit8
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2024Intrafamily Transfer, Transfer
Jan 9, 2024Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 30, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2024 · Amount on Record
Deed SaleJan 9, 2024 · Amount on Record
Prior SaleNov 30, 2017 · Amount on Record
Deed Document Number20242088
Deed Book / Page38573 / 895
Last Transfer DateSep 4, 2024
Transfer Doc0000084254
Record UpdatedSep 20, 2026

September 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateSep 4, 2024
Property Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437
Document Number0000084254
Book / Page39052 / 668
Map ReferenceMB 9110 PG 277
Instrument DateSep 4, 2024
Instrument2024084254
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 9, 2024
Property Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437
Document Number0000002088
Book / Page38573 / 895
Map ReferenceMB 9110 PG 277
Instrument DateJan 9, 2024
Instrument2024002088
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33 MARCUS DR, SAINT PETERS, MO 63376-7484

Transferred To (Grantee/Buyer)

NameVerified Name
Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437
InvestorPossibly a Property Investor

Mortgage

Document Number0000002089
DateJan 9, 2024
Instrument2024002089
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJan 25, 2019
Property Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437
Document Number0000009176
Book / Page033245 / 000961
Instrument DateJan 19, 2019
Instrument9176
Transaction TypeTransfer
Record UpdatedFeb 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21128 COLD SPRING LN CORNELIUS NC 280316437, CORNELIUS, NC 28031-6437

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2017
Property Address21128 COLD SPRING LN, CORNELIUS, NC 28031-6437
Document Number0000161066
Book / Page032307 / 000349
Instrument DateNov 30, 2017
Instrument161066
Transaction TypeTransfer
Record UpdatedDec 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21128 COLD SPRING LN CORNELIUS NC 280316437, CORNELIUS, NC 28031-6437

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$264,812 (-) Building $264,812$264,812 (-) Building $264,812
2024$1,787.00 (-20.47%)
2023$2,247.00$264,812 Building $264,812$264,812 Building $264,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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