Mecklenburg County property record for 21144 Cold Spring Ln, Cornelius, NC 28031 · Last verified June 2023
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1997 |
| Lot Size | 11.5 acres (502,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Oct 2016) |
| Tax Bill | $2,258 (2023) |
| Deeds & Mortgages | Mar 2018 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-177-12 |
| Primary APN | 001-177-12 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Gross Area | 1,296 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 502,029 sqft (11.5 acres) |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-177-12 |
|---|---|
| Street Address | 21144 COLD SPRING LN |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6437 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 12 BLD3 U/F 433 |
| Legal Subdivision | LAKE CREST CONDOS |
| Legal Block | 3 |
| Legal Unit | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
Source: Mecklenburg County records · APN 001-177-12
Assessment roll updated January 1, 2023 · Last verified June 2023
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21144 COLD SPRING LN, CORNELIUS, NC 28031-6437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANCIS A JR STODDARD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2016 · Amount on Record |
| Deed Sale | Oct 05, 2016 · Amount on Record |
| Prior Sale | May 14, 2002 · Amount on Record |
| Deed Document Number | 0031230120 |
| Deed Book / Page | 31230 / 120 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21144 COLD SPRING LN, CORNELIUS, NC 28031-6437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000025659 |
|---|---|
| Date | Mar 06, 2018 |
| Book Page | 32507/008 |
| Instrument | 2018025659 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 03, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21144 COLD SPRING LN, CORNELIUS, NC 28031-6437 |
| Document Number | 0000001972 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 21144 COLD SPRING LN CORNELIUS NC 280316437, CORNELIUS, NC 28031-6437 |
| Document Number | 0000001972 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 035518/000671 |
| Instrument | 1972 |
| Name | FRANCIS A JR STODDARD |
|---|---|
| Address | 17901 JOHN CONNOR RD, CORNELIUS, NC 28031-7662 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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