2114 Bay Front Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2114 Bay Front Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,202 sqft · built 1964
Lot Size	0.669 acres (29,154 sqft)
Owner	2 Company Names on File
Last Sale	$1,660,000 (Jan 2023)
Tax Bill	$13,447 (2024)
Deeds & Mortgages	Apr 2026 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-863-29508800`

Property Details

APN / Parcel Number

Primary APN	`03-863-29508800`
Alternative APNs	`3-863-29508800` `86329508800`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,202 sqft Living Area
Gross Area	5,950 sqft
1st Floor Area	2,490 sqft
Basement Area	1,917 sqft
Finished Basement	1,917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,154 sqft (0.669 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	268 sqft
Deck Area	120 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	86329508800
Street Address	2114 BAY FRONT TER
City	ANNAPOLIS
State	MD
Zip	21409-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 7 SC 1 TYDINGS ON BAY-POD PT
Legal Subdivision	TYDINGS ON BAY-POD PT
Legal Block	2
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2114 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 23, 2023	Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Deed Book / Page	39409 / 321
Last Transfer Date	Apr 2, 2026
Transfer Doc	4225000360
Record Updated	Jun 8, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 10, 2026
Property Address	2114 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Document Number	4225000360
Book / Page	42254 / 360
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 23, 2023
Property Address	2114 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Document Number	0394090321
Book / Page	39409 / 321
Map Reference	MB 32 PG 36
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	TITLE-RITE SERVICES INC, TITLE RITE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2114 BAY FRONT TER, ANNAPOLIS, MD 21409-5705

Mortgage

Document Number	0039409328
Date	Jan 23, 2023
Instrument	39409/328

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,331,700 (+28.3%)	$1,641,700 (+39.52%) Land $1,156,000 Building $485,700
2024	$13,447.00 (+18.64%)
2023	$11,334.00	$1,037,967	$1,176,700 Land $816,200 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Front Ter

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