2113 Bay Front Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2113 Bay Front Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,304 sqft · built 1965
Lot Size	0.427 acres (18,593 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,375 (2024)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-863-12826803`

Property Details

APN / Parcel Number

Primary APN	`03-863-12826803`
Alternative APNs	`3-863-12826803` `86312826803`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,304 sqft Living Area
Gross Area	4,291 sqft
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,593 sqft (0.427 acres)
Garage Type	Attached
Garage Area	987 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	81 sqft
Deck Area	140 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	86312826803
Street Address	2113 BAY FRONT TER
City	ANNAPOLIS
State	MD
Zip	21409-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 23 SC 1 TYDINGS ON BAY POD PT
Legal Subdivision	TYDINGS ON BAY POD PT
Legal Block	2
Legal Lot Number	23
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2113 BAY FRONT TER, ANNAPOLIS, MD 21409-5704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2011
Deed Sale	Oct 17, 2011
Prior Sale	Nov 12, 2004 · Amount on Record
Deed Document Number	201123901/0182
Deed Book / Page	23901 / 182
Last Transfer Date	Feb 27, 2013
Transfer Doc	0258480330
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2113 BAY FRONT TER, ANNAPOLIS, MD 21409-5704
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BAY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366990078
Date	May 3, 2021
Book Page	36699/78

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 4, 2020
Property Address	2113 BAY FRONT TER, ANNAPOLIS, MD 21409-5704
Document Number	0351700432
Book / Page	035170 / 000432
Instrument Date	Feb 27, 2013
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2113 BAY FRONT TER ANNAPOLIS MD 214095704, ANNAPOLIS, MD 21409-5704

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$834,033 (+13.1%)	$955,900 (+23.65%) Land $377,000 Building $578,900
2024	$8,375.00 (+9.97%)
2023	$7,616.00 Homeowner's exemption	$737,400	$773,100 Land $278,700 Building $494,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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