2101 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2101 William St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,268 sqft · built 1950
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Jul 2002)
Tax Bill	$5,475 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.76-1-28`

Property Details

APN / Parcel Number

Primary APN	`421500 48.76-1-28`
Alternative APN	`150004807600010280000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	120 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2101 WILLIAM ST
City	SCHENECTADY
State	NY
Zip	12306-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AND PT OF 52 1 WOOD AND GARAGE
Legal Subdivision	THE JAMES FORD FARM
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2006
Census Tract	33200

Owner

2101 William St is owned and occupied by an individual who bought it in July 2002.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2101 WILLIAM ST, SCHENECTADY, NY 12306-4422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 24, 2018	Deed of Trust, Mortgage TRUSTCO BANK
Sep 19, 2018	Loan Modification, Mortgage · Conventional with PMI TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2002 · Amount on File
Deed Sale	Jul 1, 2002 · Amount on File
Deed Book / Page	1627 / 877
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2101 WILLIAM ST, SCHENECTADY, NY 12306-4422
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 WILLIAM ST, SCHENECTADY, NY 12306-4422

Mortgage

Document Number	0000056335
Date	Nov 9, 2021
Book Page	5166/531
Instrument	202156335

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2101 WILLIAM ST, SCHENECTADY, NY 12306-4422
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047110
Date	Oct 24, 2018
Book Page	4873/278
Instrument	201847110

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount on Record

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	2101 WILLIAM ST, SCHENECTADY, NY 12306-4422
Document Number	0000047113
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 WILLIAM ST SCHENECTADY NY 123064422, SCHENECTADY, NY 12306-4422

Mortgage

Document Number	0000047113
Date	Oct 24, 2018
Book Page	004873/000284
Instrument	47113

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Oct 23, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2101 William St was $5,475 with a homeowner's exemption, up 3.2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,475.00 (+3.24%) Homeowner's exemption
2025	$5,303.00	$117,800 Land $17,700 Building $100,100	$195,065 Land $29,309 Building $165,756
2023		$117,800 (-) Land $17,700 Building $100,100	$149,114 (+3.8%) Land $22,405 Building $126,709
2022		$117,800 Land $17,700 Building $100,100	$143,659 Land $21,585 Building $122,074
2021	$4,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2101 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2101 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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