211 Vail Ct, Saint Joseph, MI 49085 Property Records

Berrien County property record for 211 Vail Ct, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,074 sqft · built 1966
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2007)
Tax Bill	$5,110 (2025)
Deeds & Mortgages	Dec 2011 Line of Credit Feb 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-3030-0006-00-5`

Property Details

APN / Parcel Number

Primary APN	`76-3030-0006-00-5`
Alternative APN	`11-76-3030-0006-00-5`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	1,361 sqft
Basement Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	211 VAIL CT
City	SAINT JOSEPH
State	MI
Zip	49085-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - C
Legal Description	LOT 6 EXC THE W 10' THEREOF HERMANS ADD TO CITY OF ST JOSEPH
Legal Subdivision	HERMANS ADD
Legal Lot Number	6
Legal Unit	6
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2034
Census Tract	801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 VAIL CT, SAINT JOSEPH, MI 49085-1856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2011	Deed of Trust, Mortgage · Line of Credit MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Feb 7, 2007	Warranty Deed, Transfer · ARM LENDINGTREE LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2007 · Amount on Record
Deed Sale	Feb 7, 2007 · Amount on Record
Prior Sale	Dec 23, 1996 · Amount on Record
Deed Book / Page	2774 / 2824
Record Updated	Oct 29, 2026

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	211 VAIL CT, SAINT JOSEPH, MI 49085-1856
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02978/1087
Date	Dec 16, 2011
Book Page	2978/1087

Lender

Name	MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 7, 2007
Property Address	211 VAIL CT, SAINT JOSEPH, MI 49085-1856
Document Number	02774/2824
Book / Page	2774 / 2824
Map Reference	MB11 PG41
Instrument Date	Nov 30, 2006
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 VAIL CT, SAINT JOSEPH, MI 49085-1856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8823 MOORCROFT AVE, WEST HILLS, CA 91304-1339
Investor	Possibly a Property Investor

Mortgage

Document Number	0027742825
Date	Feb 7, 2007
Instrument	2774/2825

Lender

Name	LENDINGTREE LOANS
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	10.3%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.3%
Max Rate At Change	13.3%
Index	6-Month LIBOR
Max Rate	17.3%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,500 (+43.63%)	$453,000 (+43.63%)
2025	$5,110.00 (+11.94%)
2023		$157,700	$315,400
2022	$4,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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