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217 Vail Ct, Saint Joseph, MI 49085 Property Records

Berrien County property record for 217 Vail Ct, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,366 sqft · built 1961
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$256,900 (Sep 2013)
Tax Bill$5,157 (2025)
Deeds & MortgagesNov 2025 Transfer
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN76-3030-0004-00-2

Property Details

APN / Parcel Number

Primary APN76-3030-0004-00-2
Alternative APN
  • 11-76-3030-0004-00-2

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,366 sqft Living Area
1st Floor Area1,220 sqft
Basement Area834 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address217 VAIL CT
CitySAINT JOSEPH
StateMI
Zip49085-1856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - C
Legal DescriptionLOT 4 HERMANS ADD TO CITY OF ST JOSEPH
Legal SubdivisionHERMANS ADD
Legal Lot Number4
Legal Unit4
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2034
Census Tract801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address217 VAIL CT, SAINT JOSEPH, MI 49085-1856
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Intrafamily Transfer, Transfer
Jun 11, 2021Deed of Trust, Mortgage · Line of Credit
HORIZON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2013 · Amount on Record
Deed SaleSep 12, 2013 · Amount on Record
Prior SaleMay 2, 2005
Deed Book / Page3050 / 2452
Last Transfer DateNov 6, 2025
Transfer Doc03464/1751
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateNov 12, 2025
Property Address217 VAIL CT, SAINT JOSEPH, MI 49085-1856
Document Number03464/1751
Book / Page3464 / 1751
Map ReferenceLB 11 PG 41
Instrument DateNov 6, 2025
Instrument2025445993
Transaction TypeTransfer
Record UpdatedDec 8, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 VAIL CT # 104, 104, SAINT JOSEPH, MI 49085-1856

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address217 VAIL CT, SAINT JOSEPH, MI 49085-1856
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03331/1168
DateJun 11, 2021
Book Page3331/1168
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,300 (+21.18%)$472,600 (+21.18%)
2025$5,157.00 (+2.46%) Homeowner's exemption$195,000 (+17.33%)$390,000 (+17.33%)
2024$5,033.00 (+9.25%)
2023$166,200$332,400
2022$4,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

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