204 Vail Ct, Saint Joseph, MI 49085 Property Records

Berrien County property record for 204 Vail Ct, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,384 sqft · built 1961
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-3030-0011-00-9`

Property Details

APN / Parcel Number

Primary APN	`76-3030-0011-00-9`
Alternative APN	`11-76-3030-0011-00-9`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 VAIL CT
City	SAINT JOSEPH
State	MI
Zip	49085-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - C
Legal Description	THE E 60' OF LOT 11 & THE W 5' OF LOT 12 HERMANS ADD TO CITY OF ST JOSEPH
Legal Subdivision	HERMANS ADD
Legal Lot Number	11-12
Legal Unit	11,12
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2033
Census Tract	801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1721 MOUNTVILLE CT, THE VILLAGES, FL 32162-4033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 22, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2021
Transfer Doc	0000313822
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	204 VAIL CT, SAINT JOSEPH, MI 49085-1857
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03331/1720
Date	Jun 14, 2021
Book Page	3331/1720

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 22, 2021
Property Address	204 VAIL CT, SAINT JOSEPH, MI 49085-1857
Document Number	003324/494
Book / Page	3324 / 494
Map Reference	LB 11 PG 41
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 VAIL CT, SAINT JOSEPH, MI 49085-1857

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1886 MAIDEN LN, SAINT JOSEPH, MI 49085-9506

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 29, 2021
Property Address	204 VAIL CT, SAINT JOSEPH, MI 49085-1857
Document Number	003320/220
Book / Page	3320 / 220
Map Reference	LB 11 PG 41
Instrument Date	Mar 8, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 ORIENT AVENUE, THE VILLAGES, FL 32163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 VAIL CT, SAINT JOSEPH, MI 49085-1857

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,900 (-17.03%)	$313,800 (-17.03%)
2025	$4,820.00 (+2.44%) Homeowner's exemption	$189,100 (+18.71%)	$378,200 (+18.71%)
2024	$4,705.00 (+9.27%)
2023		$159,300	$318,600
2022	$4,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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