211 Spotted Saddle Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 211 Spotted Saddle Way, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,579 sqft · built 2019
Lot Size	18.8 acres (820,061 sqft)
Owner	2 Individual Names on File
Last Sale	$641,000 (Dec 2025)
Tax Bill	$7,281 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`108-124-03-59`

Property Details

APN / Parcel Number

Primary APN	`108-124-03-59`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,579 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	820,061 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	211 SPOTTED SADDLE WAY
City	FALLBROOK
State	CA
Zip	92028-6509
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 148 US 59 PER DOC18-0397564&UND INT IN MODULE 15 TR 016183
Legal Subdivision	FALLBROOK 5338-2
Legal Tract	016183
Legal Block	1
Legal Lot Number	148
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1085
Census Tract	19002

Owner

Source: San Diego County records · APN 108-124-03-59

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 21, 2025	Deed of Trust, Mortgage INTERCAP LENDING
Dec 24, 2025	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 30, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 24, 2025 · Amount on Record
Deed Sale	Dec 24, 2025 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	2025363212
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509
Transaction Type	Mortgage
Record Updated	Jan 06, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509

Mortgage

Document Number	0000418973
Date	Oct 31, 2022
Instrument	2022-0418973

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2032

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509
Transaction Type	Mortgage
Record Updated	Jan 06, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509

Mortgage

Document Number	0000574055
Date	Aug 12, 2021
Instrument	2021-0574055

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509
Transaction Type	Mortgage
Record Updated	Jan 06, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509

Mortgage

Document Number	0000197307
Date	Jul 21, 2025
Instrument	2025-0197307

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Amount	Amount Recorded

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2025
Property Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509
Document Number	0000363212
Map Reference	FILE 2017-7000107
Instrument Date	Dec 12, 2025
Instrument	2025-0363212
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509

Mortgage

Document Number	0000363213
Date	Dec 24, 2025
Instrument	2025-0363213

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509
Document Number	0000375533
Map Reference	FILE 2017-7000107
Instrument Date	Aug 07, 2019
Instrument	2019-0375533
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE OC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	211 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509

Mortgage

Document Number	0000375534
Date	Aug 30, 2019
Instrument	2019-0375534

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Mortgage

Document Number	0000375535
Date	Aug 30, 2019
Instrument	2019-0375535

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$641,000 (+30.57%) Land $257,030 Building $383,970
2025	$7,281.00 (+2.18%) Homeowner's exemption	$490,928 (+4.04%) Land $196,854 Building $294,074
2024	$7,126.00 (+2.87%)
2023	$6,927.00 (+0.58%) Homeowner's exemption	$471,866 Land $189,211 Building $282,655
2022	$6,887.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	19 (1978–2019)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2019
Claims By Storm	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Wildfire

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	About 1 in 200 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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