211 Durango Rd, Unit 617, Destin, FL 32541 Property Records

Okaloosa County property record for 211 Durango Rd, Unit 617, Destin, FL 32541

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,364 sqft · built 2007
Lot Size2.01 acres (87,786 sqft)
Owner2 Company Names on Record
Last Sale$865,000 (May 2019)
Tax Bill$7,399 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Aug 2018 Sale
Flood ZoneZone X (moderate risk)
APNC56-001-015-8315-1

Property Details

APN / Parcel Number

Primary APNC56-001-015-8315-1
Alternative APNs
  • 00-2S-24-1030-0000-0617
  • 24S200103000000617

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units46 Units
Stories6 Stories
Building Area2,364 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Lot Area87,786 sqft (2.01 acres)

Location & Zoning

Street Address211 DURANGO RD, 617
CityDESTIN
StateFL
Zip32541-5085
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHARBOR LIGHTS UNIT 617
Legal SubdivisionHARBOR LIGHTS
Legal Lot Number617
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

Source: Okaloosa County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address211 DURANGO RD, 617, DESTIN, FL 32541-5085
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 21, 2019Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Aug 7, 2018Warranty Deed, Transfer
CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleAug 7, 2018 · Amount on Record
Deed Document Number20193279161
Deed Book / Page3400 / 360
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 21, 2019
Property Address211 DURANGO RD UNIT 617, 617, DESTIN, FL 32541-5085
Document Number0034000360
Book / Page3400 / 0360
Map ReferenceMB 2818 PG 2331
Instrument DateMay 17, 2019
Instrument3279161
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyCUSTOMERS FIRST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,055.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15003 TRADITION DR, 15003, LOUISVILLE, KY 40245-5618

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address211 DURANGO RD UNIT 617, 617, DESTIN, FL 32541-5085

Mortgage

Document Number0034000364
DateMay 21, 2019
Instrument3400-0364
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 7, 2018
Property Address211 DURANGO RD UNIT 617, 617, DESTIN, FL 32541-5085
Document Number0033622530
Book / Page003362 / 002530
Instrument DateAug 3, 2018
Instrument3224788
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyCUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

AmountAmount Recorded
Tax$5,950.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address15003 TRADITION DR LOUISVILLE KY 402455618, LOUISVILLE, KY 40245-5618

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,399.00 (+5.38%) Homeowner's exemption$663,807 (+5.99%)$1,024,000 (+7.34%) Building $1,024,000
2023$7,021.00 (+2.29%) Homeowner's exemption$626,310 (+3%)$954,000 (+7.31%) Building $954,000
2022$6,864.00 Homeowner's exemption$608,068$889,000 Building $889,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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