211 Durango Rd, Unit 613, Destin, FL 32541 Property Records

Okaloosa County property record for 211 Durango Rd, Unit 613, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,390 sqft · built 2007
Lot Size	2.01 acres (87,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (May 2021)
Tax Bill	$5,821 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-001-015-8311-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-8311-0`
Alternative APNs	`00-2S-24-1030-0000-0613` `24S200103000000613`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	46 Units
Stories	6 Stories
Building Area	1,390 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	87,786 sqft (2.01 acres)

Location & Zoning

Street Address	211 DURANGO RD, 613
City	DESTIN
State	FL
Zip	32541-5085
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HARBOR LIGHTS UNIT 613 BOAT SLIP #7 STORAGE #13 GARAGE #13
Legal Subdivision	HARBOR LIGHTS
Legal Lot Number	613
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2008
Census Tract	23303

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 DURANGO RD, 613, DESTIN, FL 32541-5085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	20213451998
Deed Book / Page	3544 / 384
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 3, 2021
Property Address	211 DURANGO RD UNIT 613, 613, DESTIN, FL 32541-5085
Document Number	0035440384
Book / Page	3544 / 384
Map Reference	MB 2818 PG 2331
Instrument Date	Apr 26, 2021
Instrument	3451998
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	MOULTON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 INDIGO LOOP, 926, MIRAMAR BEACH, FL 32550-5224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 SCENIC GULF DR, MIRAMAR BEACH, FL 32550-5200

Mortgage

Document Number	3544386
Date	May 3, 2021
Instrument	3544/386

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,821.00 (+5.47%) Homeowner's exemption	$530,549 (+5.99%)	$541,000 (+7.98%) Building $541,000
2023	$5,519.00 (+2.34%) Homeowner's exemption	$500,580 (+3%)	$501,000 (+3.09%) Building $501,000
2022	$5,393.00 Homeowner's exemption	$486,000 Building $486,000	$486,000 Building $486,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 422 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,500 units insured incl. 1,078 condo units
Nearby Flood Claims	819 (1980–2024)
Claims Outside the SFHA	261 of 819
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Dennis, Jul 2005 · 58 claims Hurricane Frances, Sep 2004 · 182 claims Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20