Okaloosa County property record for 211 Durango Rd, Unit 616, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,390 sqft · built 2007 |
| Lot Size | 2.01 acres (87,786 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Apr 2017) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-001-015-8314-4 |
| Primary APN | C56-001-015-8314-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 46 Units |
| Stories | 6 Stories |
| Building Area | 1,390 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 87,786 sqft (2.01 acres) |
| Street Address | 211 DURANGO RD, 616 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5085 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HARBOR LIGHTS UNIT 616 STORAGE 33 PARK 29 BOAT SLIP 15 |
| Legal Subdivision | HARBOR LIGHTS |
| Legal Lot Number | 616 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 211 DURANGO RD, 616, DESTIN, FL 32541-5085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Apr 7, 2017 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Jan 12, 2017 | Grant Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on Record |
| Deed Sale | Apr 7, 2017 · Amount on Record |
| Prior Sale | Oct 16, 2013 · Amount on Record |
| Deed Document Number | 20173127719 |
| Deed Book / Page | 3294 / 2665 |
| Prior Transfer Date | Mar 30, 2017 |
| Prior Transfer Doc | 0033010042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 211 DURANGO RD UNIT 616, 616, DESTIN, FL 32541-5085 |
| Document Number | 0034732207 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 211 DURANGO RD #616 DESTIN FL 325415085, 616, DESTIN, FL 32541-5085 |
| Document Number | 0034732207 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 003473/002207 |
| Instrument | 3370753 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 7, 2017 |
| Property Address | 211 DURANGO RD UNIT 616, 616, DESTIN, FL 32541-5085 |
| Document Number | 0032942665 |
| Book / Page | 3294 / 2665 |
| Map Reference | MB2885 PG2412 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 3127719 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 DURANGO RD UNIT 616, 211, DESTIN, FL 32541-5085 |
| Name | Verified Name |
|---|---|
| Address | 211 DURANGO RD UNIT 616, 616, DESTIN, FL 32541-5085 |
| Document Number | 0003127720 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 3127720 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 12, 2017 |
| Property Address | 211 DURANGO RD UNIT 616, 616, DESTIN, FL 32541-5085 |
| Document Number | 0032832867 |
| Book / Page | 003283 / 002867 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 3112081 |
| Record Updated | Feb 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4763 PAPAYA PARK DESTIN FL 325414783, DESTIN, FL 32541-4783 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $450,891 (+5.99%) | $541,000 (+7.98%) Building $541,000 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $425,421 | $501,000 Building $501,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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