Lorain County property record for 2010 W 40th St, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,809 sqft · built 1968 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,221 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-014-113-022 |
| Primary APN | 02-02-014-113-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,409 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 123 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2010 W 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMELIA MEADOWS #2 73 X 123 |
| Legal Subdivision | AMELIA MEADOWS SUBDIVISION #2 |
| Legal Tract | 2 |
| Legal Block | 113 |
| Legal Lot Number | 234 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 23400 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2010 W 40TH ST, LORAIN, OH 44053-2547 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHEASTERN OHIO |
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 15, 2011 |
| Transfer Doc | 0000370462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2010 W 40TH ST, LORAIN, OH 44053-2547 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2010 W 40TH ST, LORAIN, OH 44053-2547 |
| Document Number | 0000080196 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025-0080196 |
| Name | FIFTH THIRD BANK NORTHEASTERN OHIO |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2010 W 40TH ST, LORAIN, OH 44053-2547 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2010 W 40TH ST, LORAIN, OH 44053-2547 |
| Document Number | 0000855303 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-0855303 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,221.00 | $58,090 (-) Land $9,300 Building $48,790 | $165,970 (-) Land $26,580 Building $139,390 |
| 2024 | $2,221.00 (+7.04%) | $58,090 (+44.17%) Land $9,303 Building $48,787 | $165,970 (+44.17%) Land $26,580 Building $139,390 |
| 2023 | $2,075.00 (+0.92%) | $40,292 (+%) Land $9,212 Building $31,080 | $115,120 (-) Land $26,320 Building $88,800 |
| 2022 | $2,056.00 | $40,290 Land $9,210 Building $31,080 | |
| 2021 | $115,120 Land $26,320 Building $88,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1995–2005) |
| Most Recent Claim | Sep 2005 · Hurricane Katrina Evacuation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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