St. Charles County property record for 2109 Park Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1955 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,500 (Mar 2020) |
| Tax Bill | $2,722 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032800A000 |
| Primary APN | 032800A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 832 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 7,800 sqft |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 268 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 032800A000 |
|---|---|
| Old Parcel Number | 032800A000 |
| Street Address | 2109 PARK AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BORROMEO HILLS LOT 41 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | BORROMEO HILLS |
| Legal Lot Number | 41 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 310302 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11 BLUFF CLIFF DR # OAK, OAK, SAINT CHARLES, MO 63303 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2020 | Affidavit of Death, Transfer FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Mar 27, 2020 | Personal Representative Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on Record |
| Deed Sale | Mar 27, 2020 · Amount on Record |
| Prior Sale | Mar 27, 2020 |
| Deed Document Number | 0072571494 |
| Deed Book / Page | 7257 / 1494 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 27, 2020 |
| Property Address | 2109 PARK AVE, SAINT CHARLES, MO 63301-4734 |
| Document Number | 0072571492 |
| Book / Page | 007257 / 001492 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 190990 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2109 PARK AVE ST CHARLES MO 633014734, ST CHARLES, MO 63301-4734 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 27, 2020 |
| Property Address | 2109 PARK AVE, SAINT CHARLES, MO 63301-4734 |
| Document Number | 0072571494 |
| Book / Page | 7257 / 1494 |
| Map Reference | MB 5 PG 92 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 20200327000191000 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 WEDGEWOOD DR, 1031, SAINT CHARLES, MO 63303-4032 |
| Name | Verified Name |
|---|---|
| Address | 2109 PARK AVE, SAINT CHARLES, MO 63301-4734 |
| Document Number | 20200327000191010 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 20200327000191010 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,722.00 | $43,333 (+3.9%) | $228,068 (+3.9%) Land $55,000 Building $173,068 |
| 2023 | $41,705 | ||
| 2022 | $219,500 Land $40,000 Building $179,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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